Budgeting
News, Events, Resources, Tools & Advice

You Got the Keys! Your First-Year Homeowner Financial Checklist
You got the keys to your dream home! Now let's shift the focus to the financial responsibilities of being a new homeowner. Continue reading

Your Guide to a Stress-Free Home Buying Budget
A high-level overview of the entire homebuying financial journey. From saving for a down payment to post-purchase budgeting. Continue reading

New Year, New Money Habits: How to Stick With It in 2025
Are you tired of making New Year's resolutions only to see them all fall by the wayside by March? We've got some great ways to help you keep your financial resolutions this year! Continue reading

Fun Gifts for Dad that Won’t Break the Bank
Every dad is different, and when Father's Day rolls around, you want to make sure that your gift for the old man is right on the money. Speaking of money, he taught you to be smart with yours, so don't blow your budget on the present! We've got an array of gift ideas for your dad. Continue reading

Do It Today: Steps 9-12 of 12 toward Living a Debt-Free Life
You are nearly there! By this point you have already completed or are working on 8 out of the 12 steps. That is progress and progress should be celebrated. Now incorporate these last 4 steps and you will be well on your way to living a debt-free life. Continue reading

6 Steps to Crushing Debt
You might look at your pile of debt and think you’ll never dig out from under it, but all it takes is some organization, budgeting and patience to get it done! Figure out what strategy you want to use, trim your budget in other areas to commit more to debt repayment and you’re well on your way. You can do this! Continue reading

Do It Today: Steps 5-8 of 12 toward Living a Debt-Free Life
With this 12 Step Program you will learn the tools you need to help get you to a place of debt-free living. Make sure you read the first installment for steps 1-4 before reading 5-8. If I can do it so can you! Continue reading

Do It Today: Steps 1-4 of 12 toward Living a Debt-Free Life
If you’re determined that this will be the year you finally pay down (or pay off) that debt. Get ready, because this Do It Today plan will have you taking 12 steps on your journey toward living a debt-free life. Continue reading

What to Do with Your First Paycheck
You just got your first real paycheck! Before you book that flight to Vegas, though, it’s time to get real with how you’ll spend it. Start socking away money for your emergency fund (3-6 months’ worth of expenses) and put some in your savings account at ATFCU. Continue reading