What is the difference between Overdraft Transfer and Overdraft Protection?
Overdraft Transfer: If funds are unavailable in your checking account, we will transfer available money from your savings account or personal line of credit loan to your checking account to cover the transaction. There is no charge for this service.
Overdraft Protection: If you choose this service, we will authorize your checking account to accept charges, even if the funds are not available, up to a pre-determined amount. There is a $25 transaction fee for each charge submitted to your overdrawn account.