Please be aware. We’ve had several reports of text alerts notifying our members to approve or disapprove a large purchase. The alerts are coming from phone number 929-631-9678 and possibly others. If you click on the link, you’re taken to a website that looks like ours and encouraged to login to online banking. Don’t! The scammers have keystroke counters on the fraudulent site which allows them to obtain your login ID and password. Please call our Fraud Department if you have experienced this today.
What is the difference between Overdraft Transfer and Overdraft Privilege?
Overdraft Transfer: If funds are unavailable in your checking account, we will transfer available money from your savings account or line of credit to your checking account to cover the transaction. There is no charge for this service.
Overdraft Privilege: If you opt-in to this service, we will authorize your checking account to accept charges, even if the funds are not available, up to $600. There is a $25 transaction fee for each charge submitted to your overdrawn account.