Privacy Policy
Financial companies choose how they share your personal information. Federal law give consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this page carefully to understand what we do.
The Types of Information Collected
The types of personal information we collect and share depend on the product or service you have with us. This information can include Social Security Number, account balances, credit history, credit scores, overdraft history, and checking account information.
All financial companies need to share members’ personal information to run their everyday business. The chart below lists the reasons financial companies can share their members’ personal information; the reasons ATFCU chooses to share; and whether you can limit this sharing.
|
Reasons We Share Your Personal Information |
Does ATFCU Share? |
Can You Limit This Sharing? |
|---|---|---|
|
Reasons We Share Your Personal Information For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Does ATFCU Share? Yes |
Can You Limit This Sharing? No |
|
Reasons We Share Your Personal Information For our marketing purposes - to offer our products and services to you |
Does ATFCU Share? No |
Can You Limit This Sharing? We Don't Share |
|
Reasons We Share Your Personal Information For joint marketing with other financial companies |
Does ATFCU Share? Yes |
Can You Limit This Sharing? Yes |
|
Reasons We Share Your Personal Information For our affiliates' everyday business purposes - information about your transactions and accounts |
Does ATFCU Share? No |
Can You Limit This Sharing? We Don't Share |
|
Reasons We Share Your Personal Information For our affiliates' everyday business purposed - information about your creditworthiness |
Does ATFCU Share? No |
Can You Limit This Sharing? We Don't Share |
|
Reasons We Share Your Personal Information For nonaffiliates to market to you |
Does ATFCU Share? No |
Can You Limit This Sharing? We Don't Share |
To limit our sharing please select one of the following options:
- Call us at 325-677-2274 or 1-800-677-6770
- Complete and submit the Contact Form available on this website
- Access the printable version of our Privacy Policy, print the form, complete and mail to us at PO Box 5706, Abilene, TX 79608
If you have any questions, please give us a call during business hours at one of the numbers shown above.
The following frequently asked questions provide additional information regarding the privacy of your personal information at Abilene Teachers Federal Credit Union.
Additional Privacy Information
Who is providing this notice?
This notice is provided by Abilene Teachers Federal Credit Union. The abbreviation ATFCU means Abilene Teachers Federal Credit Union.
How does ATFCU protect my personal information?
To protect your personal information from unauthorized access and user, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does ATFCU collect my personal information?
We collect your personal information, for example, when you open an account, make a wire transfer, pay your bills, show your driver’s license, and apply for a loan. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only the following:
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates – Companies related by common ownership or control. They can be financial and non-financial companies. ATFCU has no affiliates.
Nonaffiliates – Companies not related by common ownership or control. They can be financial and non-financial companies. ATFCU does not share information with nonaffiliates so they can market to you.
Joint Marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include CUNA Mutual Group.
Information Regarding Individual States
For California Members – We will limit our sharing of personal information about you with our affiliates to comply with all California laws that apply to us.
For Massachusetts, Mississippi and New Jersey Members – We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to your or for joint marketing – without your authorization.