Do I have to have good credit to open a personal line of credit?

Not necessarily. These loans have a range of values ($300 to $15,000) and a range of possible interest rates. Loan amount and interest rate are determined by creditworthiness and allow loan officers some latitude in deciding upon whether or not to make a loan.

If you have no history with ATFCU, we may require that you apply for and pay off a personal loan before approving a line of credit loan.