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Cierre de sucursal

All credit union locations will be closed on Monday, October 12 to observe Columbus Day.  Learn how a Lunes festivo bancario might affect your expected banking transactions.

Alerta de fraude

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ALERT – Be aware that multiple search engines are currently displaying fake phone numbers for TruStage Life Insurance.  Should you need to contact TruStage, the correct phone number for their Customer Service Department is 800-356-2644.

Cierre de sucursal

All credit union locations will be closed on Monday, Sept. 7 to celebrate the Labor Day holiday.  Drive-thru locations will be open for normal hours on Saturday, Sept. 5.  Remember to be alert to probable text and email scams over the long weekend.  Learn more in our Fraud Protection Center.

Alerta de corte

5:28 pm – We are currently experiencing a phone system outage.  You can still text our Contact Center employees by clicking on the small green button at the bottom of every website page.  Troubleshooting is underway.  We apologize for the inconvenience.

Cierre de sucursal

Cierres por el Juneteenth – Durante el fin de semana largo estaremos mejorando el drenaje de concreto en el Buffalo Gap Instalación con servicio desde el automóvil. Solo en ese lugar, El cajero automático cerrará a las 17:30 del 18 de junio y los carriles de autoservicio cerrarán a las 18:00. Permanecerán cerrados hasta el lunes 22 de junio a las 7:30.       Todas las demás ubicaciones de ATFCU Permaneceremos cerrados el viernes 19 de junio y reanudaremos nuestro horario habitual de fin de semana el sábado 20 de junio. Gracias por su comprensión.

Cierre de sucursal

Día festivo del Día de los Caídos: todas las sucursales de ATFCU permanecerán cerradas. lunes 25 de mayo Para el Día de los Caídos. ¡Disfruten del fin de semana largo!

Aviso

La 76.ª Reunión Anual de ATFCU se celebra esta noche en el Centro de Convenciones de Abilene. Las puertas abren a las 18:30 y la reunión de negocios comienza a las 19:00. Todos los miembros están invitados. Más información en el Página de acontecimientos actuales.

Aviso

¡Atención: estudiantes de último año de secundaria (y padres)!  El proceso de solicitud de becas de ATFCU está abierto. Obtenga más información en nuestro sitio web. Página de la comunidad.El 10 de marzo de 2026 es la fecha límite de solicitud. ... Leer más

Cierre de sucursal

Todas las sucursales de las cooperativas de crédito estarán cerradas el lunes 16 de febrero para conmemorar el Día de los Presidentes. Obtenga más información sobre cómo... Lunes festivo bancario Podría afectar sus transacciones esperadas.

Aviso

Impacto de la tormenta invernal Nuestros carriles de autoservicio estarán abiertos en el horario habitual el sábado 24 de enero. Si el clima o la disponibilidad de servicios públicos empeoran, anunciaremos las novedades aquí y en nuestras redes sociales. ¡Cuídese!

Aviso

¿Cual es el mejor momento para ti?   Los miembros pueden programar citas para la mayoría de las transacciones que no se realizan en cajeros automáticos. Más información ¡Y podemos empezar a coordinar calendarios! ... Leer más

Herramientas esenciales para todo propietario de vivienda

set de herramientas

Many homeowners have dozens of tools lying around their garages, yet they can never seem to find the exact wrench they need at the right moment!

Whether you are deep into a DIY project, planning a major renovation, or just trying to assemble a new bookshelf, a structured toolbox is non-negotiable. This list is designed for everyone—from first-time homebuyers to longtime residents like me (I’ve owned my house for nearly 16 years and still don’t have every gadget I need!).

I really enjoy building things and putting furniture together. In fact, I’ve assembled most of the furniture in our house simply because I want it done immediately and get too impatient to wait for my husband! While I usually need to borrow his gear to get something started, I can only imagine the complex projects I could start if I had my own dedicated set of POWER TOOLS!

For the new homeowner, moving day is often followed by a massive shopping list—from welcome mats to window treatments to… necessities like plungers. As you browse home décor and wall hangings, do not forget to stock up on the foundational tools you’ll need. To guide your shopping, I compiled this ultimate homeowner’s checklist for every skill level. Happy fixing!

Phase 1: The “Must-Have” Basic tools

  • Claw Hammer: From hanging family photos to securing a loose railing, a sturdy hammer is your go-to tool for nearly every basic household repair. Consider eventually adding a smaller, lightweight “pin hammer” for delicate jobs.
  • Screwdriver Set: Do not sell yourself short here. Invest in a robust set that includes multiple sizes of both flat-head and Phillips-head tips. You can pick up a versatile set of 10 at your local hardware store—just be sure to map the purchase into your personal Banzai! budgeting simulator first to see how it impacts your bottom line!
  • Pliers Set: Here, too, a variety pack is your best bet. Look for reliable pairs with comfortable, cushioned handles sized well for your hands.
  • Adjustable Wrench: This vital tool allows you to tighten or loosen virtually any bolt or pipe fixture without needing a separate fixed wrench for every millimeter.
  • Allen Wrench Set (Hex Keys): A basic universal set costs very little but will save you immense aggravation anytime you order a piece of “ready-to-assemble” furniture that includes those tiny L-shaped bolts.
  • Utility Knife & Tape Measure: Keep a razor-sharp box cutter on hand for opening packages or trimming materials. Pair it with a retractable, durable 25-foot tape measure to ensure any new furniture or wall shelving fits perfectly into your space. Consejo del consejero: Get a small pocket-sized tape measure to bring with you to the store, too!
  • Fundamental Hardware: Keep a simple plastic organizer stocked with a generous selection of common screws and nails in case you need to fix something in a hurry.
  • The Rest of the Basics: Don’t forget a dependable handsaw for basic lumber trimming, a classic bubble level to keep your picture frames straight, an advanced flashlight for power outages, and at least one high-quality, long-gauge indoor/outdoor extension cord.

Phase 2: “The Next Step” (Intermediate Tools)

Once you fill your basic toolbox and get more comfortable tackling intermediate home repairs, consider adding these clever additions to your defensive line:

  • Stud Finder: This simple, ingenious tool prevents you from drilling unnecessary test holes or hitting hidden electrical lines when trying to secure heavy items to your drywall.
    • Nota del consejero: I already have a pretty good built-in stud finder at home—I did marry Juston Gray, the biggest stud around!
  • Cordless Drill: This is an absolute game changer. A high-quality drill has dozens of foundational uses and is essential if you ever get into light construction or woodworking.
  • Safety Gear: Do not use power tools without protecting your senses! Invest in quality safety goggles, ear plugs or noise-canceling muffs, and dust masks before pulling the trigger.
  • Intermediate Cutters: Add a specialized hacksaw for cutting through plastic pipes, metal conduit, or thin tubing. Pair it with a dependable wire stripper—essential for the committed DIYer working with aluminum, copper, or brass wiring.
  • C-Clamp & Putty Knife: Use a simple clamp to hold wood projects securely in place. Use a flexible putty knife for applying spackle, removing old paint flakes, or grouting tile backsplashes.

Phase 3: “Advanced” (The Power Plays)

If you are exceptionally handy and find yourself regularly sketching out custom projects, these are the heavy hitters that belong in your woodshop:

  • Power Sanders: Take the manual labor out of finishing your woodwork. For the best results, you may want to eventually invest in specialized tools like a random orbital sander (ideal for basic furniture) and a rotary sander (best for clean edge work).
  • Table Saw: This massive, mounted power saw is the workhorse of any dedicated woodshop. A table saw can rip, cross-cut, miter-cut, and perfectly square massive planks of lumber.
    • (Design Note: This is the tool I want most! I could make all kinds of incredible things.)

Controla tu flujo de efectivo con ATFCU.

Building your dream toolbox is an investment in your home’s stability and value. As you explore the aisles of your favorite home improvement store and check items off your list, remember that the most important tool you have is your financial dashboard.

Inicia sesión en tu Aplicación de banca móvil de ATFCU regularly to monitor your balances and track these specific purchases. Our integrated money management tool helps you categorize your household spending automatically, ensuring your budget always stays as well-built as your latest DIY masterpiece. Happy building!

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