Horses grazing in Abilene area field
Certificates of Deposit (CDs)

Guaranteed Rate of Return. Minimal Investment Required.

Put your money to work


Certificates earn a higher interest rate than our regular savings accounts. Get that cash stash out of your freezer, sock drawer or mattress and put it in a safe place. We’re positive you’ll sleep better.

  • $500 minimum deposit
  • Terms from 3 to 24 months
  • Competitive rates with dividends paid monthly
  • Jumbo rates for deposits of $100,000 or more

 

Current certificate rates

Certificates of Deposit

Term

Min. to Open

Dividend Rate

APY*

Here are some disclosures

Term

3 Months

Min. to Open

$500

Dividend Rate

0.06%

APY*

0.06%

Term

6 Months 

Min. to Open

$500.

Dividend Rate

0.06% 

APY*

0.06%

Term

12 Month 

Min. to Open

$500

Dividend Rate

0.15% 

APY*

0.15%

Term

18 Month 

Min. to Open

$500

Dividend Rate

0.20% 

APY*

0.20%

Term

24 Month 

Min. to Open

$500

Dividend Rate

0.25% 

APY*

0.25%

Jumbo Certificates

Terms

Min. to Open

Dividend Rate

APY*

Terms

3 Months

Min. to Open

$100,000

Dividend Rate

0.26%

APY*

0.26%

Terms

6 Month

Min. to Open

$100,000

Dividend Rate

0.26% 

APY*

0.26%

Terms

12 Month 

Min. to Open

$100,000

Dividend Rate

0.35% 

APY*

0.35%

Terms

18 Month 

Min. to Open

$100,000

Dividend Rate

0.40% 

APY*

0.40%

Terms

24 Month 

Min. to Open

$100,000

Dividend Rate

0.45% 

APY*

0.45%

Friday the 13th was a lucky day after all with winning one of Abilene Teacher’s 13 $13 Chick-Fil-A gift cards. I love Abilene Teachers Federal Credit Union. –Manuela R., member for 20 years

Our calculators handle the math

Certificate FAQs

Yes! Your accounts with us are federally insured to at least $250,000 by the National Credit Union Association (NCUA).

Yes, if applicable. Please remember to keep the mailing address on your account updated.

Yes! You may open Special Savings accounts when you would like to keep your savings separate for something…you know, very important!

Budget Bootcamp Materials

Budget Bootcamp

Rosemarie Groner and her husband found themselves $30K in debt with their finances in disarray, and managed to turn it all around thanks to her self-developed 90 Day Budget Bootcamp. For those struggling with how to make a budget and stick to it, her blog is a wealth of information. Check it out! Continue reading

Grab a higher rate and choose your term

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Disclosures

1 Early withdrawal fees and/or interest rate deduction will apply
2 Rates shown are subject to change without notice
3 APY = Annual Percentage Yield

Photo Credit: ‘Horses’ goes to Sandy Ibarra.