Horses grazing in Abilene area field
Certificates of Deposit (CDs)

Guaranteed Rate of Return. Minimal Investment Required.

Put your money to work


Certificates earn a higher interest rate than our regular savings accounts. Collect that cash from your freezer, sock drawer, or mattress and put it in a safe place. We’re positive you’ll sleep better.

  • $500 minimum deposit
  • Competitive rates with dividends paid monthly
  • Terms from 3 to 24 months
  • Can be used to fund Individual Retirement Accounts (IRAs)
  • Jumbo rates for deposits of $100,000 or more

 

Current certificate rates

Certificates of Deposit & IRA Certificates

Term

Min. to Open

Dividend Rate

APY*

Term

3 Months

Min. to Open

$500

Dividend Rate

1.75%

APY*

1.77%

Term

6 Months 

Min. to Open

$500.

Dividend Rate

1.85% 

APY*

1.87%

Term

12 Month 

Min. to Open

$500

Dividend Rate

1.95%

APY*

1.97%

Term

18 Month 

Min. to Open

$500

Dividend Rate

2.05%

APY*

2.07%

Term

24 Month 

Min. to Open

$500

Dividend Rate

2.15%

APY*

2.17%

Jumbo Certificates & IRA Certificates

Terms

Min. to Open

Dividend Rate

APY*

Terms

3 Months

Min. to Open

$100,000

Dividend Rate

1.95%

APY*

1.97%

Terms

6 Month

Min. to Open

$100,000

Dividend Rate

2.05% 

APY*

2.07%

Terms

12 Month 

Min. to Open

$100,000

Dividend Rate

2.15% 

APY*

2.17%

Terms

18 Month 

Min. to Open

$100,000

Dividend Rate

2.25% 

APY*

2.28%

Terms

24 Month 

Min. to Open

$100,000

Dividend Rate

2.35% 

APY*

2.38%

Friday the 13th was a lucky day after all with winning one of Abilene Teacher’s 13 $13 Chick-Fil-A gift cards. I love Abilene Teachers Federal Credit Union. –Manuela R., member for 20 years

Calculators to handle the math

Certificate FAQs

Yes! Your accounts with us are federally insured to at least $250,000 by the National Credit Union Association (NCUA).

Yes, if applicable. Please remember to keep the mailing address on your account updated.

Yes! You may open Special Savings accounts when you would like to keep your savings separate for something…you know, very important!

Grab a higher rate and choose your term

Open an account in person
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Disclosures

*APY = Annual Percentage Yield
Rates, programs, terms and conditions are subject to change without notice.
Early withdrawal fees and/or an interest rate deduction will apply to certificates redeemed prior to their maturity date.
ATFCU membership is required in order to purchase certificates of deposit. New members must first open a membership savings account with a $25 minimum opening deposit. A valid photo ID must be presented at account opening.

Photo Credit: ‘Horses’ goes to Sandy Ibarra.