ATFCU offers several options for reducing the interest rate on your loan. The full list is shown below. Multiple discounts can be chosen on a loan.

  • Set up automatic payments from your ATFCU savings or checking account - .10% discount
  • Have a regularly scheduled direct deposit made to any of your ATFCU accounts - .10% discount
  • Purchase mechanical breakdown coverage on your car or light truck - .20% discount
  • Purchase GAP coverage for your vehicle loan - .05% discount
  • Purchase credit disability insurance - .20% discount
  • Purchase credit life insurance - .10% discount

Full details about credit insurance, vehicle warranties, and GAP coverage are available from your loan officer.

For answers to all your loan questions, please drop by, give us a call at 325-677-2274 or 800-677-6770 or send an email to

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