What is the minimum opening balance for an Everything Checking account?

$25. Keep in mind that there is no minimum balance requirement once the account is opened.

Is overdraft protection available for Everything Checking accounts?

Yes, if the account qualifies. Please refer to the Overdraft Protection page for more information.

Is there a fee to use the debit card?

No.

Is there a fee for direct deposit into a checking account?

No.

Is there a fee for automatic payments from a checking account?

No.

Do you run a credit check when a person wants to open a checking account?

We run a ChexSystems report which identifies people with a troubled checking history. A Restart Checking account may be an option for those in that category.