{"id":5226,"date":"2024-12-20T15:19:39","date_gmt":"2024-12-20T21:19:39","guid":{"rendered":"https:\/\/www.abileneteachersfcu.org\/?p=5226"},"modified":"2024-12-20T15:19:27","modified_gmt":"2024-12-20T21:19:27","slug":"tomando-medidas-hacia-la-mejora-financiera-para-el-nuevo-ano","status":"publish","type":"post","link":"https:\/\/www.abileneteachersfcu.org\/es\/blog\/taking-steps-toward-financial-improvement-for-the-new-year\/","title":{"rendered":"Tomando medidas para mejorar la situaci\u00f3n financiera"},"content":{"rendered":"<p><span class=\"bold\">P:<\/span> Me gustar\u00eda centrarme en mejorar mis finanzas en 2023, pero hay muchas \u00e1reas que necesitan atenci\u00f3n. \u00bfD\u00f3nde empiezo?<\/p>\n<p><span class=\"bold\">A:<\/span> Elige una fecha y haz un plan. Por suerte, no tienes que hacerlo solo. Te explicar\u00e9 algunas mejoras financieras que puedes hacer este a\u00f1o y seguir\u00e9 gui\u00e1ndote en esta nueva aventura.<\/p>\n<p>He desglosado algunas de las resoluciones financieras m\u00e1s populares en pasos concretos.<\/p>\n<h4><span class=\"bold\">Construye un presupuesto<\/span><\/h4>\n<p><span class=\"bold\">Por qu\u00e9 es crucial:<\/span> Crear y ce\u00f1irse a un presupuesto mensual lo obligar\u00e1 a ser responsable de sus gastos y al mismo tiempo le dar\u00e1 una idea clara de su realidad financiera.<\/p>\n<p><span class=\"bold\">En 3 pasos:<\/span><\/p>\n<ul>\n<li>Realice un seguimiento de sus gastos durante tres meses.<\/li>\n<li>Usando una hoja de c\u00e1lculo, l\u00e1piz y papel o una aplicaci\u00f3n de finanzas personales como <a href=\"https:\/\/www.abileneteachersfcu.org\/es\/blog\/administrar-tu-dinero-ahora-es-mas-facil\/\">Gesti\u00f3n de dinero por MX<\/a> (que se encuentra en la aplicaci\u00f3n ATFCU y la banca de escritorio), dividir sus gastos en categor\u00edas, tales como la hipoteca, comestibles, etc. Utiliza una media de los \u00faltimos tres meses para establecer un l\u00edmite de gasto razonable para cada categor\u00eda.<\/li>\n<li>En el futuro, realice un seguimiento de sus gastos y aseg\u00farese de cumplir con los l\u00edmites preestablecidos para cada categor\u00eda.<\/li>\n<\/ul>\n<p>Si su presupuesto revela que sus ingresos mensuales no cubren sus gastos, o descubre que est\u00e1 gastando demasiado en cualquier \u00e1rea, busque formas de recortarlos.<\/p>\n<h4><span class=\"bold\">Salir de la deuda<\/span><\/h4>\n<p><span class=\"bold\">Por qu\u00e9 es crucial:<\/span> Tener deuda a largo plazo puede significar pagar cantidades exorbitantes de intereses durante a\u00f1os. Tambi\u00e9n puede devastar su puntaje crediticio.<\/p>\n<p><span class=\"bold\">En 3 pasos:<\/span><\/p>\n<ul>\n<li>Haga una lista completa de todas sus deudas pendientes en orden del saldo m\u00e1s peque\u00f1o al m\u00e1s grande.<\/li>\n<li>Revise su presupuesto mensual y busque formas de recortarlo. Alternativamente, puede buscar formas de <a href=\"https:\/\/www.abileneteachersfcu.org\/es\/blog\/segundo-trabajo\/\">aumenta tus ingresos mensuales<\/a>.<\/li>\n<li>Trabaja para pagar tu deuda m\u00e1s peque\u00f1a con el dinero que recortaste de tu presupuesto o con los ingresos adicionales que est\u00e1s obteniendo. Una vez que hayas pagado esa deuda, pasa a la segunda m\u00e1s peque\u00f1a. Repita hasta que est\u00e9 completamente libre de deudas.<\/li>\n<\/ul>\n<p><span class=\"bold\">C\u00f3mo puede ayudar Abilene Teachers FCU:<\/span> Si tiene varias deudas con tasas de inter\u00e9s altas, considere contratar una <a href=\"https:\/\/www.abileneteachersfcu.org\/es\/pedir-prestado-comprar\/prestamos-personales\/\">pr\u00e9stamo personal<\/a> para simplificar las cosas. De este modo, s\u00f3lo tendr\u00e1s que pagar un pr\u00e9stamo con intereses m\u00e1s bajos cada mes. Incluso puede reducir la cantidad total que pagar\u00e1 cada mes. <a href=\"https:\/\/www.abileneteachersfcu.org\/es\/contacto\/\">Habla con un representante<\/a> en Abilene Teachers FCU hoy para discutir esta opci\u00f3n.<\/p>\n<h4><span class=\"bold\">Empezar a ahorrar<\/span><\/h4>\n<p><span class=\"bold\">Por qu\u00e9 es crucial:<\/span> Seg\u00fan la Reserva Federal, el 50 por ciento de los estadounidenses no pueden cubrir un gasto de $400. Vivir sin una red de seguridad significa que un gasto inesperado relativamente peque\u00f1o puede arruinar sus finanzas y obligarlo a endeudarse. Adem\u00e1s de pagar las emergencias, los ahorros pueden ayudarle a financiar sus planes, metas y sue\u00f1os a largo plazo.<\/p>\n<p><span class=\"bold\">En 3 pasos:<\/span><\/p>\n<ul>\n<li>Revise su presupuesto mensual para identificar sus mayores trampas de gastos. Luego, busque formas de reducir gastos, como comprar s\u00f3lo en efectivo, cancelar suscripciones que nunca usa o iniciar un \u201cayuno financiero\u201d un fin de semana de cada mes, en el que no gaste dinero.<\/li>\n<li>Utilice todo el dinero ahorrado para abrir un fondo de emergencia y un fondo de ahorro a largo plazo en Abilene Teachers FCU. Es mejor concentrarse principalmente en su fondo de emergencia hasta que tenga guardados los gastos de manutenci\u00f3n de 3 a 6 meses. Comience con una meta de $500-$1000 y avance hasta alcanzar el valor de 3 a 6 meses para no sentirse abrumado y abandonar antes de comenzar.<\/li>\n<li>Configure una transferencia mensual autom\u00e1tica desde su cuenta corriente a sus cuentas de ahorro para que nunca se olvide de alimentar sus ahorros.<\/li>\n<\/ul>\n<h4><span class=\"bold\">Maximice sus contribuciones para la jubilaci\u00f3n<\/span><\/h4>\n<p><span class=\"bold\">Por qu\u00e9 es crucial:<\/span> Muchos lugares de trabajo ofrecen igualar las contribuciones al 401(k). Estas contribuciones no est\u00e1n sujetas a impuestos y se deducen de su cheque de pago, que s\u00ed est\u00e1 sujeto a impuestos, lo que hace que participar sea una excelente decisi\u00f3n. Sus retiros 401(k) estar\u00e1n sujetos a impuestos en el futuro, pero el inter\u00e9s compuesto que su fondo acumular\u00e1 hasta entonces compensar\u00e1 con creces este costo.<\/p>\n<p><span class=\"bold\">En 3 pasos:<\/span><\/p>\n<ul>\n<li>Hable con un representante de Recursos Humanos en su lugar de trabajo para conocer sus contribuciones actuales al 401(k).<\/li>\n<li>Identifique c\u00f3mo maximizar mejor sus contribuciones al 401(k) en el futuro.<\/li>\n<li>Si tiene otros fondos de jubilaci\u00f3n, como una IRA o una Roth IRA, revise tambi\u00e9n sus contribuciones para determinar si est\u00e1 obteniendo la financiaci\u00f3n m\u00e1xima permitida.<\/li>\n<\/ul>\n<p>Espero que estos consejos te ayuden a alcanzar tus objetivos financieros. Juntos, podemos hacer que este sea el momento en el que tomes el control de tus finanzas y comiences a trabajar para lograr un futuro econ\u00f3micamente c\u00f3modo.<\/p>","protected":false},"excerpt":{"rendered":"<p>Este a\u00f1o, \u00bfqu\u00e9 tal si pones en orden tus finanzas? \u00a1Tenemos pasos para ayudar precisamente con eso! <a href=\"https:\/\/www.abileneteachersfcu.org\/es\/blog\/taking-steps-toward-financial-improvement-for-the-new-year\/\" aria-label=\"Contin\u00fae leyendo sobre c\u00f3mo tomar medidas para mejorar su situaci\u00f3n financiera\">sigue leyendo <span class=\"meta-nav\">\u2192<\/span><\/a><\/p>","protected":false},"author":11,"featured_media":5233,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"categories":[50,43],"tags":[],"class_list":["post-5226","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-advice","category-budgeting"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Taking Steps Toward Financial Improvement - ATFCU<\/title>\n<meta name=\"description\" content=\"Need to get your finances in shape? Here are the fundamentals, broken down into bite sized pieces. Take a deep breath and get started.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.abileneteachersfcu.org\/es\/blog\/tomando-medidas-hacia-la-mejora-financiera-para-el-nuevo-ano\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Taking Steps Toward Financial Improvement - ATFCU\" \/>\n<meta property=\"og:description\" content=\"Need to get your finances in shape? Here are the fundamentals, broken down into bite sized pieces. Take a deep breath and get started.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.abileneteachersfcu.org\/es\/blog\/tomando-medidas-hacia-la-mejora-financiera-para-el-nuevo-ano\/\" \/>\n<meta property=\"og:site_name\" content=\"Abilene Teachers Federal Credit Union\" \/>\n<meta property=\"article:published_time\" content=\"2024-12-20T21:19:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.abileneteachersfcu.org\/files\/Financial-Improvement-for-the-New-Year.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"950\" \/>\n\t<meta property=\"og:image:height\" content=\"634\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Elizabeth Gray\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Elizabeth Gray\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/taking-steps-toward-financial-improvement-for-the-new-year\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/taking-steps-toward-financial-improvement-for-the-new-year\\\/\"},\"author\":{\"name\":\"Elizabeth Gray\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/#\\\/schema\\\/person\\\/d03aa7714c4e1b7ade82344a9ee0e10c\"},\"headline\":\"Taking Steps Toward Financial Improvement\",\"datePublished\":\"2024-12-20T21:19:39+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/taking-steps-toward-financial-improvement-for-the-new-year\\\/\"},\"wordCount\":729,\"image\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/taking-steps-toward-financial-improvement-for-the-new-year\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/files\\\/Financial-Improvement-for-the-New-Year.jpg\",\"articleSection\":[\"Advice\",\"Budgeting\"],\"inLanguage\":\"es-ES\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/taking-steps-toward-financial-improvement-for-the-new-year\\\/\",\"url\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/taking-steps-toward-financial-improvement-for-the-new-year\\\/\",\"name\":\"Taking Steps Toward Financial Improvement - ATFCU\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/taking-steps-toward-financial-improvement-for-the-new-year\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/taking-steps-toward-financial-improvement-for-the-new-year\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/files\\\/Financial-Improvement-for-the-New-Year.jpg\",\"datePublished\":\"2024-12-20T21:19:39+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/#\\\/schema\\\/person\\\/d03aa7714c4e1b7ade82344a9ee0e10c\"},\"description\":\"Need to get your finances in shape? Here are the fundamentals, broken down into bite sized pieces. Take a deep breath and get started.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/taking-steps-toward-financial-improvement-for-the-new-year\\\/#breadcrumb\"},\"inLanguage\":\"es-ES\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/taking-steps-toward-financial-improvement-for-the-new-year\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es-ES\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/taking-steps-toward-financial-improvement-for-the-new-year\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/files\\\/Financial-Improvement-for-the-New-Year.jpg\",\"contentUrl\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/files\\\/Financial-Improvement-for-the-New-Year.jpg\",\"width\":950,\"height\":634,\"caption\":\"piggy bank on top of a calendar with money hanging out\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/taking-steps-toward-financial-improvement-for-the-new-year\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Taking Steps Toward Financial Improvement\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/#website\",\"url\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/\",\"name\":\"Abilene Teachers Federal Credit Union\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es-ES\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/#\\\/schema\\\/person\\\/d03aa7714c4e1b7ade82344a9ee0e10c\",\"name\":\"Elizabeth Gray\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es-ES\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f2ba246457d4fe83a7a3e8ae142074c9deabdcdb48c23755390d6691c725aa5a?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f2ba246457d4fe83a7a3e8ae142074c9deabdcdb48c23755390d6691c725aa5a?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f2ba246457d4fe83a7a3e8ae142074c9deabdcdb48c23755390d6691c725aa5a?s=96&d=mm&r=g\",\"caption\":\"Elizabeth Gray\"},\"url\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/es\\\/blog\\\/author\\\/egray\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Tomando medidas para mejorar la situaci\u00f3n financiera - ATFCU","description":"\u00bfNecesitas poner tus finanzas en forma? Aqu\u00ed tienes los fundamentos, desglosados en trozos del tama\u00f1o de un bocado. Respira hondo y empieza.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.abileneteachersfcu.org\/es\/blog\/tomando-medidas-hacia-la-mejora-financiera-para-el-nuevo-ano\/","og_locale":"es_ES","og_type":"article","og_title":"Taking Steps Toward Financial Improvement - ATFCU","og_description":"Need to get your finances in shape? Here are the fundamentals, broken down into bite sized pieces. Take a deep breath and get started.","og_url":"https:\/\/www.abileneteachersfcu.org\/es\/blog\/tomando-medidas-hacia-la-mejora-financiera-para-el-nuevo-ano\/","og_site_name":"Abilene Teachers Federal Credit Union","article_published_time":"2024-12-20T21:19:39+00:00","og_image":[{"width":950,"height":634,"url":"https:\/\/www.abileneteachersfcu.org\/files\/Financial-Improvement-for-the-New-Year.jpg","type":"image\/jpeg"}],"author":"Elizabeth Gray","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Elizabeth Gray","Est. reading time":"4 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.abileneteachersfcu.org\/blog\/taking-steps-toward-financial-improvement-for-the-new-year\/#article","isPartOf":{"@id":"https:\/\/www.abileneteachersfcu.org\/blog\/taking-steps-toward-financial-improvement-for-the-new-year\/"},"author":{"name":"Elizabeth Gray","@id":"https:\/\/www.abileneteachersfcu.org\/#\/schema\/person\/d03aa7714c4e1b7ade82344a9ee0e10c"},"headline":"Taking Steps Toward Financial Improvement","datePublished":"2024-12-20T21:19:39+00:00","mainEntityOfPage":{"@id":"https:\/\/www.abileneteachersfcu.org\/blog\/taking-steps-toward-financial-improvement-for-the-new-year\/"},"wordCount":729,"image":{"@id":"https:\/\/www.abileneteachersfcu.org\/blog\/taking-steps-toward-financial-improvement-for-the-new-year\/#primaryimage"},"thumbnailUrl":"https:\/\/www.abileneteachersfcu.org\/files\/Financial-Improvement-for-the-New-Year.jpg","articleSection":["Advice","Budgeting"],"inLanguage":"es-ES"},{"@type":"WebPage","@id":"https:\/\/www.abileneteachersfcu.org\/blog\/taking-steps-toward-financial-improvement-for-the-new-year\/","url":"https:\/\/www.abileneteachersfcu.org\/blog\/taking-steps-toward-financial-improvement-for-the-new-year\/","name":"Tomando medidas para mejorar la situaci\u00f3n financiera - ATFCU","isPartOf":{"@id":"https:\/\/www.abileneteachersfcu.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.abileneteachersfcu.org\/blog\/taking-steps-toward-financial-improvement-for-the-new-year\/#primaryimage"},"image":{"@id":"https:\/\/www.abileneteachersfcu.org\/blog\/taking-steps-toward-financial-improvement-for-the-new-year\/#primaryimage"},"thumbnailUrl":"https:\/\/www.abileneteachersfcu.org\/files\/Financial-Improvement-for-the-New-Year.jpg","datePublished":"2024-12-20T21:19:39+00:00","author":{"@id":"https:\/\/www.abileneteachersfcu.org\/#\/schema\/person\/d03aa7714c4e1b7ade82344a9ee0e10c"},"description":"\u00bfNecesitas poner tus finanzas en forma? Aqu\u00ed tienes los fundamentos, desglosados en trozos del tama\u00f1o de un bocado. Respira hondo y empieza.","breadcrumb":{"@id":"https:\/\/www.abileneteachersfcu.org\/blog\/taking-steps-toward-financial-improvement-for-the-new-year\/#breadcrumb"},"inLanguage":"es-ES","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.abileneteachersfcu.org\/blog\/taking-steps-toward-financial-improvement-for-the-new-year\/"]}]},{"@type":"ImageObject","inLanguage":"es-ES","@id":"https:\/\/www.abileneteachersfcu.org\/blog\/taking-steps-toward-financial-improvement-for-the-new-year\/#primaryimage","url":"https:\/\/www.abileneteachersfcu.org\/files\/Financial-Improvement-for-the-New-Year.jpg","contentUrl":"https:\/\/www.abileneteachersfcu.org\/files\/Financial-Improvement-for-the-New-Year.jpg","width":950,"height":634,"caption":"piggy bank on top of a calendar with money hanging out"},{"@type":"BreadcrumbList","@id":"https:\/\/www.abileneteachersfcu.org\/blog\/taking-steps-toward-financial-improvement-for-the-new-year\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.abileneteachersfcu.org\/"},{"@type":"ListItem","position":2,"name":"Taking Steps Toward Financial Improvement"}]},{"@type":"WebSite","@id":"https:\/\/www.abileneteachersfcu.org\/#website","url":"https:\/\/www.abileneteachersfcu.org\/","name":"Cooperativa de cr\u00e9dito federal de maestros de Abilene","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.abileneteachersfcu.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es-ES"},{"@type":"Person","@id":"https:\/\/www.abileneteachersfcu.org\/#\/schema\/person\/d03aa7714c4e1b7ade82344a9ee0e10c","name":"Elizabeth Gris","image":{"@type":"ImageObject","inLanguage":"es-ES","@id":"https:\/\/secure.gravatar.com\/avatar\/f2ba246457d4fe83a7a3e8ae142074c9deabdcdb48c23755390d6691c725aa5a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f2ba246457d4fe83a7a3e8ae142074c9deabdcdb48c23755390d6691c725aa5a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f2ba246457d4fe83a7a3e8ae142074c9deabdcdb48c23755390d6691c725aa5a?s=96&d=mm&r=g","caption":"Elizabeth Gray"},"url":"https:\/\/www.abileneteachersfcu.org\/es\/blog\/author\/egray\/"}]}},"_links":{"self":[{"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/posts\/5226","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/comments?post=5226"}],"version-history":[{"count":3,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/posts\/5226\/revisions"}],"predecessor-version":[{"id":7983,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/posts\/5226\/revisions\/7983"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/media\/5233"}],"wp:attachment":[{"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/media?parent=5226"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/categories?post=5226"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/tags?post=5226"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}