{"id":5224,"date":"2022-12-19T16:01:19","date_gmt":"2022-12-19T22:01:19","guid":{"rendered":"https:\/\/www.abileneteachersfcu.org\/?p=5224"},"modified":"2026-04-17T09:28:23","modified_gmt":"2026-04-17T14:28:23","slug":"realizar-un-seguimiento-de-los-gastos-de-vacaciones","status":"publish","type":"post","link":"https:\/\/www.abileneteachersfcu.org\/es\/blog\/track-holiday-spending\/","title":{"rendered":"El seguimiento del gasto en vacaciones mantiene bajo el estr\u00e9s estacional"},"content":{"rendered":"<p>Lo m\u00e1s importante que puedes hacer para reducir el estr\u00e9s financiero durante las fiestas es planificar con anticipaci\u00f3n y establecer un presupuesto fijo para regalos, envoltorios, entretenimiento, donaciones y viajes.<\/p>\n<p><span class=\"bold\">Haz una lista y revisala dos veces<\/span><\/p>\n<p>Una vez que tengas tu lista de destinatarios de regalos, calcula una cantidad realista que puedes gastar en cada persona. Luego, anota un par de ideas de regalos dentro de tu rango de precios para esa persona.<\/p>\n<p>Utilice el servicio gratuito de ATFCU. <a href=\"https:\/\/www.abileneteachersfcu.org\/es\/blog\/administrar-tu-dinero-ahora-es-mas-facil\/\">Administraci\u00f3n del dinero<\/a> Esta herramienta, disponible en nuestra aplicaci\u00f3n y en la banca en l\u00ednea, es una gran ayuda para controlar tus gastos, establecer objetivos, analizar tendencias de consumo y mucho m\u00e1s.<\/p>\n<p><span class=\"bold\">Compras<\/span><\/p>\n<p>Las compras en l\u00ednea ya estaban ganando popularidad, pero debido a la pandemia se han vuelto m\u00e1s comunes. La mayor\u00eda de las personas no est\u00e1n tan preocupadas por evitar las multitudes, pero las compras en l\u00ednea son m\u00e1s f\u00e1ciles y convenientes para muchas personas. Los comerciantes lo saben muy bien y ofrecen rebajas y descuentos hasta Navidad.<\/p>\n<p>Algunos otros consejos para ahorrar dinero:<\/p>\n<ul>\n<li>Distribuya sus compras navide\u00f1as durante varias semanas.<\/li>\n<li>Compre con una lista.<\/li>\n<li>Compre las ofertas y encuentre\/use c\u00f3digos de cup\u00f3n para compras en l\u00ednea<\/li>\n<li>Si est\u00e1 comprando en l\u00ednea, evite retrasos en el env\u00edo y costos de env\u00edo m\u00e1s altos comprando en tiendas que ofrecen el servicio &quot;compra en l\u00ednea, env\u00edo a tienda&quot;, que es gratuito en la mayor\u00eda de los minoristas.<\/li>\n<li>Consigue las mejores ofertas en tarjetas, adornos y papel de regalo durante los d\u00edas previos y posteriores a Navidad. Los descuentos de hasta 75% pueden reducir considerablemente su presupuesto de vacaciones para el pr\u00f3ximo a\u00f1o.<\/li>\n<\/ul>\n<p><span class=\"bold\">Entretenido<\/span><\/p>\n<p>Mantenga los costos bajos pidi\u00e9ndoles a todos que traigan su acompa\u00f1amiento o postre favorito e incluya tarjetas de recetas festivas con el nombre del chef. No hay necesidad de sentir que tienes que hacerlo todo. \u00a1Deje que todos contribuyan o, mejor a\u00fan, pida comida para llevar!<\/p>\n<p>Utilice decoraci\u00f3n de bricolaje que contenga elementos naturales, como acebo y pi\u00f1as. Re\u00fana a los ni\u00f1os y realice una caminata para encontrar decoraciones navide\u00f1as al aire libre.<\/p>\n<p>Ahorra m\u00e1s festejando sin pl\u00e1stico. Los platos y vajillas desechables no son buenos para el medio ambiente ni para su presupuesto. En mi casa, como yo cocino, todos limpian. Si implementas eso, \u00a1probablemente al menos obtendr\u00e1s m\u00e1s ayuda con la cocina!<\/p>\n<p><span class=\"bold\">Viajar<\/span><\/p>\n<p>Si debe viajar a casa durante las vacaciones, no olvide incluir gastos imprevistos m\u00e1s all\u00e1 de los costos b\u00e1sicos de viaje.<\/p>\n<p>Si viajas en coche, s\u00e9 realista con tu presupuesto de combustible. No olvides tener en cuenta los peajes y cualquier gasto imprevisto.<\/p>\n<p>Si viaja en avi\u00f3n, considere las tarifas de equipaje, los costos de estacionamiento y transporte y el gasto de transporte terrestre una vez que llegue.<\/p>\n<p><span class=\"bold\">Donaciones caritativas<\/span><\/p>\n<p>Las fiestas son un momento de buena voluntad hacia todos, pero si su presupuesto no puede acomodar una donaci\u00f3n monetaria, ofrezca su tiempo como voluntario. Hay muchas organizaciones que necesitan nuestra ayuda.<\/p>\n<p>Mantenga sus d\u00f3lares de vacaciones bajo control y es posible que le quede algo de esp\u00edritu navide\u00f1o incluso despu\u00e9s de que el \u00faltimo elfo haya empacado y las facturas de enero comiencen a llegar.<\/p>\n<p>En Abilene Teachers FCU les deseamos a todos unas vacaciones felices, saludables y sin estr\u00e9s.<\/p>","protected":false},"excerpt":{"rendered":"<p>Con el precio de casi todo subiendo y la incertidumbre por todas partes, es m\u00e1s importante que nunca tener un plan para las fiestas y cumplirlo. Tenemos muchas maneras de disfrutar la temporada sin salirte de tu presupuesto. <a href=\"https:\/\/www.abileneteachersfcu.org\/es\/blog\/track-holiday-spending\/\" aria-label=\"Contin\u00fae leyendo sobre El seguimiento del gasto durante las vacaciones mantiene bajo el estr\u00e9s estacional\">sigue leyendo <span class=\"meta-nav\">\u2192<\/span><\/a><\/p>","protected":false},"author":11,"featured_media":5234,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"categories":[50,43],"tags":[],"class_list":["post-5224","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-advice","category-budgeting"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Tracking Holiday Spending Keeps Seasonal Stress Down - ATFCU<\/title>\n<meta name=\"description\" content=\"With the price of just about everything going up and uncertainty all around, it is more important than ever to have a plan for the holidays.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.abileneteachersfcu.org\/es\/blog\/realizar-un-seguimiento-de-los-gastos-de-vacaciones\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tracking Holiday Spending Keeps Seasonal Stress Down - 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