{"id":4924,"date":"2024-12-20T17:32:38","date_gmt":"2024-12-20T23:32:38","guid":{"rendered":"https:\/\/www.abileneteachersfcu.org\/?p=4924"},"modified":"2024-12-20T17:32:09","modified_gmt":"2024-12-20T23:32:09","slug":"paso-5-practica-el-gasto-consciente","status":"publish","type":"post","link":"https:\/\/www.abileneteachersfcu.org\/es\/blog\/step-5-practice-mindful-spending\/","title":{"rendered":"12 pasos hacia el bienestar financiero \u2013 Paso 5: Practique el gasto consciente"},"content":{"rendered":"<p>Crear un presupuesto y decidir ce\u00f1irse a \u00e9l es f\u00e1cil; lo dif\u00edcil es llevarlo a cabo. Para muchas personas, la responsabilidad financiera se reduce a tener buenas intenciones, y la vida real se interpone en el camino de todos los planes bien trazados. Gran parte de la discrepancia entre lo que... <span class=\"underline\">desear<\/span> que hacer y que hacer <span class=\"underline\">de hecho<\/span> Esto se debe a su incapacidad para gastar conscientemente. Cuando cualquier capricho o compra impulsiva est\u00e1 a un paso, puede ser muy dif\u00edcil controlar ese instinto de gasto, pero es posible. Aqu\u00ed te explicamos c\u00f3mo aprender el arte del gasto consciente.<\/p>\n<h4><span class=\"bold\">Encuentre formas alternativas de desestresarse<\/span><\/h4>\n<p>Con demasiada frecuencia, la gente afirma que necesita una \u201cterapia de compras\u201d y la utiliza como excusa para gastar sin sentido. Pero elegir recurrir a las compras para aliviar el estr\u00e9s, afrontar una situaci\u00f3n desafiante o simplemente escapar un rato de la vida real hace que sea muy dif\u00edcil tomar decisiones inteligentes y responsables. Adem\u00e1s, las facturas o deudas que probablemente se acumular\u00e1n como resultado aumentar\u00e1n considerablemente los niveles de estr\u00e9s. En cambio, es mejor encontrar otra manera de aliviar el mal humor. Encuentra a alguien con quien hablar, toma un ba\u00f1o largo y caliente, sal a correr mientras escuchas tu lista de reproducci\u00f3n estimulante favorita o retoma un pasatiempo olvidado nuevamente.<\/p>\n<h4><span class=\"bold\">Considere desactivar la funci\u00f3n de un clic para compras en l\u00ednea<\/span><\/h4>\n<p>Si le gustan mucho las compras en l\u00ednea y, a menudo, termina comprando m\u00e1s de lo que hab\u00eda planeado, es posible que desee desactivar la funci\u00f3n de un clic en sitios como Amazon. \u00a1Personalmente deber\u00eda desactivar esta funci\u00f3n! Es demasiado f\u00e1cil cuando veo historias de Instagram y veo todas las cosas que los influencers me dicen que \u201cnecesito\u201d simplemente hacer clic y comprar. Literalmente lleva unos segundos. Tambi\u00e9n puede optar por que su dispositivo no &quot;recuerde&quot; su informaci\u00f3n de pago, de modo que tenga que ingresarla cada vez que compre. Cuanta m\u00e1s resistencia o fricci\u00f3n se requiera para completar una compra, mayores ser\u00e1n las posibilidades de que esa compra sea una elecci\u00f3n consciente y no una decisi\u00f3n de la que pronto se arrepienta.<\/p>\n<h4><span class=\"bold\">Deja tus tarjetas y efectivo en casa<\/span><\/h4>\n<p>Si no planeas gastar dinero, no lleves nada contigo. Por seguridad, puedes llevar una tarjeta, pero es buena idea mantenerla lo m\u00e1s lejos posible. Si pagas con el tel\u00e9fono, gu\u00e1rdalo tambi\u00e9n. De igual manera, si vas a comprar algo espec\u00edfico, lleva solo lo necesario para la compra y nada m\u00e1s.<\/p>\n<h4><span class=\"bold\">Poner en espera las compras grandes<\/span><\/h4>\n<p>Una de las mejores maneras de evitar el arrepentimiento es posponer todas las compras grandes. Establece tu propio monto en d\u00f3lares para lo que consideres una compra grande y decide esperar un tiempo antes de completar cualquier compra de esa cantidad o superior. Por ejemplo, puedes decidir esperar dos semanas por cada compra de $100 o m\u00e1s. Retrasar una compra grande te dar\u00e1 tiempo para pensarlo y considerar si realmente quieres gastar ese dinero ahora. Claro que, si llevas semanas o meses ahorrando para una compra grande, ya has pensado en ella y has decidido que vale la pena.<\/p>\n<h4><span class=\"bold\">Evite la tentaci\u00f3n<\/span><\/h4>\n<p>Es dif\u00edcil seguir dici\u00e9ndotelo a ti mismo <span class=\"bold\">No<\/span> Es dif\u00edcil seguir dici\u00e9ndote a ti mismo que no cuando la tentaci\u00f3n aparece constantemente en tu pantalla. Opte por no recibir cuentas de redes sociales que le hagan gastar m\u00e1s de lo que deber\u00eda y darse de baja de las listas de correo electr\u00f3nico. Evite navegar en sitios de marcas que a menudo provocan gastos excesivos y vis\u00edtelos solo cuando necesite realizar una compra. Tambi\u00e9n puedes hacer esto en la vida real, teniendo cuidado de evitar tiendas que provoquen gastos sin sentido. De manera similar, cuando compre alimentos, mant\u00e9ngase alejado de los pasillos y cajas registradoras que le hagan gastar de m\u00e1s y comprar m\u00e1s de lo que tiene en su lista.<\/p>\n<p>El gasto sin sentido puede ser la ruina del presupuesto m\u00e1s cuidadosamente elaborado. Siga estos consejos para aprender a gastar de forma consciente.<\/p>","protected":false},"excerpt":{"rendered":"<p>\u00bfSe entrega a la terapia de compras? Si es as\u00ed, es hora de considerar el gasto consciente. En lugar de hacer de la compra una acci\u00f3n autom\u00e1tica, det\u00e9ngase y piense cada vez que gaste. Mantenga cada compra a la luz del buen sentido financiero y se encontrar\u00e1 gastando menos. <a href=\"https:\/\/www.abileneteachersfcu.org\/es\/blog\/step-5-practice-mindful-spending\/\" aria-label=\"Contin\u00fae leyendo sobre 12 pasos para el bienestar financiero \u2013 Paso 5: Practique el gasto consciente\">sigue leyendo <span class=\"meta-nav\">\u2192<\/span><\/a><\/p>","protected":false},"author":11,"featured_media":4925,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"categories":[50,43],"tags":[],"class_list":["post-4924","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-advice","category-budgeting"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>12 Steps to Financial Wellness - Step 5: Practice Mindful Spending<\/title>\n<meta name=\"description\" content=\"Do you indulge in retail therapy? If so, it&#039;s time to look into mindful spending. Make sure each purchase is a good financial decision.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.abileneteachersfcu.org\/es\/blog\/paso-5-practica-el-gasto-consciente\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"12 Steps to Financial Wellness - Step 5: Practice Mindful Spending\" \/>\n<meta property=\"og:description\" content=\"Do you indulge in retail therapy? If so, it&#039;s time to look into mindful spending. Make sure each purchase is a good financial decision.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.abileneteachersfcu.org\/es\/blog\/paso-5-practica-el-gasto-consciente\/\" \/>\n<meta property=\"og:site_name\" content=\"Abilene Teachers Federal Credit Union\" \/>\n<meta property=\"article:published_time\" content=\"2024-12-20T23:32:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.abileneteachersfcu.org\/files\/Step-5-Mindful-Spending.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"950\" \/>\n\t<meta property=\"og:image:height\" content=\"634\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Elizabeth Gray\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Elizabeth Gray\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/step-5-practice-mindful-spending\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/step-5-practice-mindful-spending\\\/\"},\"author\":{\"name\":\"Elizabeth Gray\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/#\\\/schema\\\/person\\\/fd828e6d9c6c1b66e36b8da0d1b3cd34\"},\"headline\":\"12 Steps to Financial Wellness &#8211; Step 5: Practice Mindful Spending\",\"datePublished\":\"2024-12-20T23:32:38+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/step-5-practice-mindful-spending\\\/\"},\"wordCount\":675,\"image\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/step-5-practice-mindful-spending\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/files\\\/Step-5-Mindful-Spending.jpg\",\"articleSection\":[\"Advice\",\"Budgeting\"],\"inLanguage\":\"es-ES\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/step-5-practice-mindful-spending\\\/\",\"url\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/step-5-practice-mindful-spending\\\/\",\"name\":\"12 Steps to Financial Wellness - Step 5: Practice Mindful Spending\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/step-5-practice-mindful-spending\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/step-5-practice-mindful-spending\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/files\\\/Step-5-Mindful-Spending.jpg\",\"datePublished\":\"2024-12-20T23:32:38+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/#\\\/schema\\\/person\\\/fd828e6d9c6c1b66e36b8da0d1b3cd34\"},\"description\":\"Do you indulge in retail therapy? If so, it's time to look into mindful spending. Make sure each purchase is a good financial decision.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/step-5-practice-mindful-spending\\\/#breadcrumb\"},\"inLanguage\":\"es-ES\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/step-5-practice-mindful-spending\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es-ES\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/step-5-practice-mindful-spending\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/files\\\/Step-5-Mindful-Spending.jpg\",\"contentUrl\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/files\\\/Step-5-Mindful-Spending.jpg\",\"width\":950,\"height\":634,\"caption\":\"man and woman relaxing on couch\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/step-5-practice-mindful-spending\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"12 Steps to Financial Wellness &#8211; Step 5: Practice Mindful Spending\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/#website\",\"url\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/\",\"name\":\"Abilene Teachers Federal Credit Union\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es-ES\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/#\\\/schema\\\/person\\\/fd828e6d9c6c1b66e36b8da0d1b3cd34\",\"name\":\"Elizabeth Gray\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es-ES\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f2ba246457d4fe83a7a3e8ae142074c9deabdcdb48c23755390d6691c725aa5a?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f2ba246457d4fe83a7a3e8ae142074c9deabdcdb48c23755390d6691c725aa5a?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f2ba246457d4fe83a7a3e8ae142074c9deabdcdb48c23755390d6691c725aa5a?s=96&d=mm&r=g\",\"caption\":\"Elizabeth Gray\"},\"url\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/es\\\/blog\\\/author\\\/egray\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"12 pasos para el bienestar financiero - Paso 5: Practique el gasto consciente","description":"\u00bfSe entrega a la terapia de compras? Si es as\u00ed, es hora de considerar el gasto consciente. Aseg\u00farese de que cada compra sea una buena decisi\u00f3n financiera.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.abileneteachersfcu.org\/es\/blog\/paso-5-practica-el-gasto-consciente\/","og_locale":"es_ES","og_type":"article","og_title":"12 Steps to Financial Wellness - Step 5: Practice Mindful Spending","og_description":"Do you indulge in retail therapy? If so, it's time to look into mindful spending. Make sure each purchase is a good financial decision.","og_url":"https:\/\/www.abileneteachersfcu.org\/es\/blog\/paso-5-practica-el-gasto-consciente\/","og_site_name":"Abilene Teachers Federal Credit Union","article_published_time":"2024-12-20T23:32:38+00:00","og_image":[{"width":950,"height":634,"url":"https:\/\/www.abileneteachersfcu.org\/files\/Step-5-Mindful-Spending.jpg","type":"image\/jpeg"}],"author":"Elizabeth Gray","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Elizabeth Gray","Est. reading time":"4 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.abileneteachersfcu.org\/blog\/step-5-practice-mindful-spending\/#article","isPartOf":{"@id":"https:\/\/www.abileneteachersfcu.org\/blog\/step-5-practice-mindful-spending\/"},"author":{"name":"Elizabeth Gray","@id":"https:\/\/www.abileneteachersfcu.org\/#\/schema\/person\/fd828e6d9c6c1b66e36b8da0d1b3cd34"},"headline":"12 Steps to Financial Wellness &#8211; Step 5: Practice Mindful Spending","datePublished":"2024-12-20T23:32:38+00:00","mainEntityOfPage":{"@id":"https:\/\/www.abileneteachersfcu.org\/blog\/step-5-practice-mindful-spending\/"},"wordCount":675,"image":{"@id":"https:\/\/www.abileneteachersfcu.org\/blog\/step-5-practice-mindful-spending\/#primaryimage"},"thumbnailUrl":"https:\/\/www.abileneteachersfcu.org\/files\/Step-5-Mindful-Spending.jpg","articleSection":["Advice","Budgeting"],"inLanguage":"es-ES"},{"@type":"WebPage","@id":"https:\/\/www.abileneteachersfcu.org\/blog\/step-5-practice-mindful-spending\/","url":"https:\/\/www.abileneteachersfcu.org\/blog\/step-5-practice-mindful-spending\/","name":"12 pasos para el bienestar financiero - Paso 5: Practique el gasto consciente","isPartOf":{"@id":"https:\/\/www.abileneteachersfcu.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.abileneteachersfcu.org\/blog\/step-5-practice-mindful-spending\/#primaryimage"},"image":{"@id":"https:\/\/www.abileneteachersfcu.org\/blog\/step-5-practice-mindful-spending\/#primaryimage"},"thumbnailUrl":"https:\/\/www.abileneteachersfcu.org\/files\/Step-5-Mindful-Spending.jpg","datePublished":"2024-12-20T23:32:38+00:00","author":{"@id":"https:\/\/www.abileneteachersfcu.org\/#\/schema\/person\/fd828e6d9c6c1b66e36b8da0d1b3cd34"},"description":"\u00bfSe entrega a la terapia de compras? Si es as\u00ed, es hora de considerar el gasto consciente. Aseg\u00farese de que cada compra sea una buena decisi\u00f3n financiera.","breadcrumb":{"@id":"https:\/\/www.abileneteachersfcu.org\/blog\/step-5-practice-mindful-spending\/#breadcrumb"},"inLanguage":"es-ES","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.abileneteachersfcu.org\/blog\/step-5-practice-mindful-spending\/"]}]},{"@type":"ImageObject","inLanguage":"es-ES","@id":"https:\/\/www.abileneteachersfcu.org\/blog\/step-5-practice-mindful-spending\/#primaryimage","url":"https:\/\/www.abileneteachersfcu.org\/files\/Step-5-Mindful-Spending.jpg","contentUrl":"https:\/\/www.abileneteachersfcu.org\/files\/Step-5-Mindful-Spending.jpg","width":950,"height":634,"caption":"man and woman relaxing on couch"},{"@type":"BreadcrumbList","@id":"https:\/\/www.abileneteachersfcu.org\/blog\/step-5-practice-mindful-spending\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.abileneteachersfcu.org\/"},{"@type":"ListItem","position":2,"name":"12 Steps to Financial Wellness &#8211; Step 5: Practice Mindful Spending"}]},{"@type":"WebSite","@id":"https:\/\/www.abileneteachersfcu.org\/#website","url":"https:\/\/www.abileneteachersfcu.org\/","name":"Cooperativa de cr\u00e9dito federal de maestros de Abilene","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.abileneteachersfcu.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es-ES"},{"@type":"Person","@id":"https:\/\/www.abileneteachersfcu.org\/#\/schema\/person\/fd828e6d9c6c1b66e36b8da0d1b3cd34","name":"Elizabeth Gris","image":{"@type":"ImageObject","inLanguage":"es-ES","@id":"https:\/\/secure.gravatar.com\/avatar\/f2ba246457d4fe83a7a3e8ae142074c9deabdcdb48c23755390d6691c725aa5a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f2ba246457d4fe83a7a3e8ae142074c9deabdcdb48c23755390d6691c725aa5a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f2ba246457d4fe83a7a3e8ae142074c9deabdcdb48c23755390d6691c725aa5a?s=96&d=mm&r=g","caption":"Elizabeth Gray"},"url":"https:\/\/www.abileneteachersfcu.org\/es\/blog\/author\/egray\/"}]}},"_links":{"self":[{"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/posts\/4924","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/comments?post=4924"}],"version-history":[{"count":3,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/posts\/4924\/revisions"}],"predecessor-version":[{"id":7991,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/posts\/4924\/revisions\/7991"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/media\/4925"}],"wp:attachment":[{"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/media?parent=4924"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/categories?post=4924"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/tags?post=4924"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}