{"id":4720,"date":"2024-09-12T09:56:50","date_gmt":"2024-09-12T14:56:50","guid":{"rendered":"https:\/\/www.abileneteachersfcu.org\/?p=4720"},"modified":"2024-09-12T09:56:30","modified_gmt":"2024-09-12T14:56:30","slug":"desafio-febrero-frugal","status":"publish","type":"post","link":"https:\/\/www.abileneteachersfcu.org\/es\/blog\/frugal-february-challenge\/","title":{"rendered":"Desaf\u00edo frugal de febrero"},"content":{"rendered":"

La mayor\u00eda de ustedes probablemente haya o\u00eddo hablar del enero seco, pero \u00bfha o\u00eddo hablar del febrero frugal? Es m\u00e1s o menos lo mismo... pero para gastar. Probablemente tu presupuesto est\u00e9 un poco agotado despu\u00e9s de las vacaciones. Febrero frugal es un mes para retomar el rumbo gastando muy poco y tom\u00e1ndose el tiempo para ver de nuevo d\u00f3nde va su dinero y establecer algunas metas para el resto del a\u00f1o.<\/p>\n

Aqu\u00ed hay cinco maneras de ser frugal en febrero:<\/span><\/p>\n

    \n
  1. Mantener las pesta\u00f1as- <\/span>55% de personas no utilizan un presupuesto y 56% no saben cu\u00e1nto gastaron el mes anterior, seg\u00fan una encuesta de 2021 de El acaparador de centavos<\/a>. La investigaci\u00f3n tambi\u00e9n encontr\u00f3 una correlaci\u00f3n entre no realizar un seguimiento y tener m\u00e1s de $5,000 en deudas de tarjetas de cr\u00e9dito. Revise los extractos de su tarjeta de cr\u00e9dito, banco o cooperativa de cr\u00e9dito y cuente d\u00f3nde est\u00e1 gastando. Quiz\u00e1s se sorprenda al ver ad\u00f3nde va su dinero. Este ejercicio puede ayudarte a priorizar lo que es importante y lo que no lo es.<\/li>\n
  2. C\u00f3mete tu despensa (y tu congelador) <\/span>Cada a\u00f1o se tiran 130 mil millones de comidas y m\u00e1s de 1408 mil millones de d\u00f3lares en alimentos, y casi el 401% de todos los alimentos de Estados Unidos se desperdician. No desperdicies los tuyos. En lugar de eso, proponte planificar las comidas y utilizar lo que tengas en la despensa y el congelador. Es una gran manera de ser frugal. Seg\u00fan el Departamento de Agricultura de Estados Unidos (USDA), casi el 91% de nuestro presupuesto se gasta en alimentos, de los cuales aproximadamente el 51% se destina a comer en casa y el 41% a comer fuera. Los precios de los alimentos despu\u00e9s de la COVID aumentaron dr\u00e1sticamente, por lo que este es un tema que se debe considerar detenidamente.<\/span><\/li>\n
  3. \u00danase a su grupo local Buy Nothing <\/span>\u00bfNecesitas una escalera para alcanzar esas canaletas que est\u00e1s tratando de limpiar? \u00bfO una jaula para entrenar a tu nuevo cachorro? Es febrero frugal, as\u00ed que no vas a comprar, \u00bfverdad? Considera comprar en tu tienda local No compre nada<\/a> grupo. Estos grupos locales, la mayor\u00eda de los cuales est\u00e1n basados en Facebook, han acumulado 7,5 millones de miembros en agosto de 2024. Tambi\u00e9n es una excelente manera de regalar tus cosas que no usas.<\/span><\/li>\n
  4. Utilice esas tarjetas de regalo <\/span>Durante a\u00f1os, las tarjetas de regalo han sido el regalo m\u00e1s solicitado y popular en las fiestas. Quiz\u00e1s, como resultado, 51% de adultos tienen tarjetas de regalo sin usar, y el adulto promedio tiene $116 en valor de tarjetas de regalo. Y, casi tres cuartas partes de las personas, han estado usando esas tarjetas de regalo durante un a\u00f1o o m\u00e1s. Considere que febrero frugal es un buen momento para liberarlos. Y si no necesitas usarlos, \u00a1haz un plan para gastarlos pronto!<\/span><\/li>\n
  5. Establezca algunas metas para el pr\u00f3ximo a\u00f1o \u2013 <\/span>Las investigaciones demuestran que estamos mejorando en la consecuci\u00f3n de nuestros objetivos y prop\u00f3sitos financieros. Tal vez se deba a que la banca digital nos permite controlar constantemente nuestros gastos. As\u00ed que, \u00a1establezca algunos objetivos! Estos son los m\u00e1s comunes: crear un fondo de emergencia, saldar deudas y ahorrar m\u00e1s para la jubilaci\u00f3n.<\/span><\/li>\n<\/ol>\n

    No hay mejor momento para empezar a intentar ser m\u00e1s frugal que durante febrero frugal. Ahora, si est\u00e1s leyendo esto en abril u octubre, \u00a1tambi\u00e9n puedes empezar ahora! El punto es EMPEZAR. No podemos tratar nuestras finanzas como si fuera una dieta que "vamos a comenzar el lunes", pero el lunes parece nunca llegar. Haga de su futuro financiero una prioridad.<\/p>\n

    \u00a1PUEDES HACER COSAS DIF\u00cdCILES!<\/p>","protected":false},"excerpt":{"rendered":"

    \u00bfA qui\u00e9n no le encanta un buen desaf\u00edo? Y si eso significa mejorar sus finanzas, creemos que vale la pena el trabajo. Febrero es el mes m\u00e1s corto del a\u00f1o, as\u00ed que \u00bfpor qu\u00e9 no intentas un desaf\u00edo sencillo para volver a encarrilar tus finanzas ahora? \u00a1Puedes hacerlo! sigue leyendo \u2192<\/span><\/a><\/p>","protected":false},"author":11,"featured_media":4721,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"categories":[50,43],"tags":[],"class_list":["post-4720","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-advice","category-budgeting"],"acf":[],"yoast_head":"\nFrugal February Challenge - Abilene Teachers Federal Credit Union<\/title>\n<meta name=\"description\" content=\"February is the shortest month of the year so why not try a simple challenge to get your finances back on track now? You can do this!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.abileneteachersfcu.org\/es\/blog\/desafio-febrero-frugal\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Frugal February Challenge - Abilene Teachers Federal Credit Union\" \/>\n<meta property=\"og:description\" content=\"February is the shortest month of the year so why not try a simple challenge to get your finances back on track now? You can do this!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.abileneteachersfcu.org\/es\/blog\/desafio-febrero-frugal\/\" \/>\n<meta property=\"og:site_name\" content=\"Abilene Teachers Federal Credit Union\" \/>\n<meta property=\"article:published_time\" content=\"2024-09-12T14:56:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.abileneteachersfcu.org\/files\/FrugalFebruary.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"950\" \/>\n\t<meta property=\"og:image:height\" content=\"634\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Elizabeth Gray\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Elizabeth Gray\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/frugal-february-challenge\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/frugal-february-challenge\\\/\"},\"author\":{\"name\":\"Elizabeth Gray\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/#\\\/schema\\\/person\\\/fd828e6d9c6c1b66e36b8da0d1b3cd34\"},\"headline\":\"Frugal February Challenge\",\"datePublished\":\"2024-09-12T14:56:50+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/frugal-february-challenge\\\/\"},\"wordCount\":546,\"image\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/frugal-february-challenge\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/files\\\/FrugalFebruary.jpg\",\"articleSection\":[\"Advice\",\"Budgeting\"],\"inLanguage\":\"es-ES\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/frugal-february-challenge\\\/\",\"url\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/frugal-february-challenge\\\/\",\"name\":\"Frugal February Challenge - Abilene Teachers Federal Credit Union\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/frugal-february-challenge\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/frugal-february-challenge\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/files\\\/FrugalFebruary.jpg\",\"datePublished\":\"2024-09-12T14:56:50+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/#\\\/schema\\\/person\\\/fd828e6d9c6c1b66e36b8da0d1b3cd34\"},\"description\":\"February is the shortest month of the year so why not try a simple challenge to get your finances back on track now? You can do this!\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/frugal-february-challenge\\\/#breadcrumb\"},\"inLanguage\":\"es-ES\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/frugal-february-challenge\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es-ES\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/frugal-february-challenge\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/files\\\/FrugalFebruary.jpg\",\"contentUrl\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/files\\\/FrugalFebruary.jpg\",\"width\":950,\"height\":634,\"caption\":\"frugal February challenge\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/frugal-february-challenge\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Frugal February Challenge\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/#website\",\"url\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/\",\"name\":\"Abilene Teachers Federal Credit Union\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es-ES\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/#\\\/schema\\\/person\\\/fd828e6d9c6c1b66e36b8da0d1b3cd34\",\"name\":\"Elizabeth Gray\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es-ES\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f2ba246457d4fe83a7a3e8ae142074c9deabdcdb48c23755390d6691c725aa5a?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f2ba246457d4fe83a7a3e8ae142074c9deabdcdb48c23755390d6691c725aa5a?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f2ba246457d4fe83a7a3e8ae142074c9deabdcdb48c23755390d6691c725aa5a?s=96&d=mm&r=g\",\"caption\":\"Elizabeth Gray\"},\"url\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/es\\\/blog\\\/author\\\/egray\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Desaf\u00edo Frugal de Febrero - Abilene Teachers Federal Credit Union","description":"Febrero es el mes m\u00e1s corto del a\u00f1o, as\u00ed que \u00bfpor qu\u00e9 no intentas un desaf\u00edo sencillo para volver a encarrilar tus finanzas ahora? \u00a1Puedes hacerlo!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.abileneteachersfcu.org\/es\/blog\/desafio-febrero-frugal\/","og_locale":"es_ES","og_type":"article","og_title":"Frugal February Challenge - Abilene Teachers Federal Credit Union","og_description":"February is the shortest month of the year so why not try a simple challenge to get your finances back on track now? You can do this!","og_url":"https:\/\/www.abileneteachersfcu.org\/es\/blog\/desafio-febrero-frugal\/","og_site_name":"Abilene Teachers Federal Credit Union","article_published_time":"2024-09-12T14:56:50+00:00","og_image":[{"width":950,"height":634,"url":"https:\/\/www.abileneteachersfcu.org\/files\/FrugalFebruary.jpg","type":"image\/jpeg"}],"author":"Elizabeth Gray","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Elizabeth Gray","Est. reading time":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.abileneteachersfcu.org\/blog\/frugal-february-challenge\/#article","isPartOf":{"@id":"https:\/\/www.abileneteachersfcu.org\/blog\/frugal-february-challenge\/"},"author":{"name":"Elizabeth Gray","@id":"https:\/\/www.abileneteachersfcu.org\/#\/schema\/person\/fd828e6d9c6c1b66e36b8da0d1b3cd34"},"headline":"Frugal February Challenge","datePublished":"2024-09-12T14:56:50+00:00","mainEntityOfPage":{"@id":"https:\/\/www.abileneteachersfcu.org\/blog\/frugal-february-challenge\/"},"wordCount":546,"image":{"@id":"https:\/\/www.abileneteachersfcu.org\/blog\/frugal-february-challenge\/#primaryimage"},"thumbnailUrl":"https:\/\/www.abileneteachersfcu.org\/files\/FrugalFebruary.jpg","articleSection":["Advice","Budgeting"],"inLanguage":"es-ES"},{"@type":"WebPage","@id":"https:\/\/www.abileneteachersfcu.org\/blog\/frugal-february-challenge\/","url":"https:\/\/www.abileneteachersfcu.org\/blog\/frugal-february-challenge\/","name":"Desaf\u00edo Frugal de Febrero - Abilene Teachers Federal Credit Union","isPartOf":{"@id":"https:\/\/www.abileneteachersfcu.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.abileneteachersfcu.org\/blog\/frugal-february-challenge\/#primaryimage"},"image":{"@id":"https:\/\/www.abileneteachersfcu.org\/blog\/frugal-february-challenge\/#primaryimage"},"thumbnailUrl":"https:\/\/www.abileneteachersfcu.org\/files\/FrugalFebruary.jpg","datePublished":"2024-09-12T14:56:50+00:00","author":{"@id":"https:\/\/www.abileneteachersfcu.org\/#\/schema\/person\/fd828e6d9c6c1b66e36b8da0d1b3cd34"},"description":"Febrero es el mes m\u00e1s corto del a\u00f1o, as\u00ed que \u00bfpor qu\u00e9 no intentas un desaf\u00edo sencillo para volver a encarrilar tus finanzas ahora? \u00a1Puedes hacerlo!","breadcrumb":{"@id":"https:\/\/www.abileneteachersfcu.org\/blog\/frugal-february-challenge\/#breadcrumb"},"inLanguage":"es-ES","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.abileneteachersfcu.org\/blog\/frugal-february-challenge\/"]}]},{"@type":"ImageObject","inLanguage":"es-ES","@id":"https:\/\/www.abileneteachersfcu.org\/blog\/frugal-february-challenge\/#primaryimage","url":"https:\/\/www.abileneteachersfcu.org\/files\/FrugalFebruary.jpg","contentUrl":"https:\/\/www.abileneteachersfcu.org\/files\/FrugalFebruary.jpg","width":950,"height":634,"caption":"frugal February challenge"},{"@type":"BreadcrumbList","@id":"https:\/\/www.abileneteachersfcu.org\/blog\/frugal-february-challenge\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.abileneteachersfcu.org\/"},{"@type":"ListItem","position":2,"name":"Frugal February Challenge"}]},{"@type":"WebSite","@id":"https:\/\/www.abileneteachersfcu.org\/#website","url":"https:\/\/www.abileneteachersfcu.org\/","name":"Cooperativa de cr\u00e9dito federal de maestros de Abilene","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.abileneteachersfcu.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es-ES"},{"@type":"Person","@id":"https:\/\/www.abileneteachersfcu.org\/#\/schema\/person\/fd828e6d9c6c1b66e36b8da0d1b3cd34","name":"Elizabeth Gris","image":{"@type":"ImageObject","inLanguage":"es-ES","@id":"https:\/\/secure.gravatar.com\/avatar\/f2ba246457d4fe83a7a3e8ae142074c9deabdcdb48c23755390d6691c725aa5a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f2ba246457d4fe83a7a3e8ae142074c9deabdcdb48c23755390d6691c725aa5a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f2ba246457d4fe83a7a3e8ae142074c9deabdcdb48c23755390d6691c725aa5a?s=96&d=mm&r=g","caption":"Elizabeth Gray"},"url":"https:\/\/www.abileneteachersfcu.org\/es\/blog\/author\/egray\/"}]}},"_links":{"self":[{"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/posts\/4720","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/comments?post=4720"}],"version-history":[{"count":2,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/posts\/4720\/revisions"}],"predecessor-version":[{"id":7301,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/posts\/4720\/revisions\/7301"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/media\/4721"}],"wp:attachment":[{"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/media?parent=4720"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/categories?post=4720"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/tags?post=4720"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}