{"id":4682,"date":"2024-12-17T10:50:43","date_gmt":"2024-12-17T16:50:43","guid":{"rendered":"https:\/\/www.abileneteachersfcu.org\/?p=4682"},"modified":"2026-07-02T12:30:37","modified_gmt":"2026-07-02T17:30:37","slug":"paso-1-como-realizar-un-seguimiento-de-sus-gastos","status":"publish","type":"post","link":"https:\/\/www.abileneteachersfcu.org\/es\/blog\/step-1-how-to-track-your-spending\/","title":{"rendered":"12 pasos para el bienestar financiero \u2013 Paso 1: C\u00f3mo realizar un seguimiento de sus gastos"},"content":{"rendered":"<p data-path-to-node=\"14,0\">Bienvenidos al lanzamiento de nuestro programa integral <b data-path-to-node=\"14,0\" data-index-in-node=\"43\">12 pasos para el bienestar financiero<\/b> \u00a1Serie! A lo largo de los pr\u00f3ximos doce m\u00f3dulos, profundizaremos en un h\u00e1bito financiero fundamental a la vez, brind\u00e1ndote las herramientas pr\u00e1cticas, ejemplos reales y recursos locales que necesitas para dominar tu dinero y construir una vida de verdadera tranquilidad financiera.<\/p>\n<p data-path-to-node=\"14,1\">No hay mejor d\u00eda que hoy para dar inicio a una etapa de crecimiento personal. Decidir mejorar tu situaci\u00f3n financiera tendr\u00e1 un impacto enorme y positivo en todos los aspectos de tu vida. Quiz\u00e1s te ayude a afrontar con tranquilidad el costo de una membres\u00eda de gimnasio, a financiar las vacaciones familiares de tus sue\u00f1os o, finalmente, a dormir tranquilo sabiendo que todas tus facturas est\u00e1n cubiertas.<\/p>\n<p data-path-to-node=\"14,2\">Si est\u00e1s listo para hacer de tu salud financiera una prioridad m\u00e1xima, comencemos desde el principio con <b data-path-to-node=\"14,2\" data-index-in-node=\"103\">Paso 1: Controla tus gastos<\/b>.<\/p>\n<p data-path-to-node=\"14,3\">Controlar cada gasto es fundamental para tener una buena gesti\u00f3n financiera. Pero seamos sinceros: dominar este h\u00e1bito es m\u00e1s f\u00e1cil decirlo que hacerlo. \u00bfC\u00f3mo llevar un control preciso de tus finanzas cuando realizas varias compras peque\u00f1as a diario?<\/p>\n<p data-path-to-node=\"14,4\">Puedes simplificar el proceso y superar tu h\u00e1bito de seguimiento siguiendo estos tres sencillos pasos:<\/p>\n<h3 data-path-to-node=\"14,6\">Paso 1: Elija su kit de herramientas de seguimiento<\/h3>\n<p data-path-to-node=\"14,7\">Rastrear a d\u00f3nde va tu dinero no tiene por qu\u00e9 ser complicado. El secreto est\u00e1 simplemente en elegir el estilo que mejor se adapte a tu personalidad y h\u00e1bitos de organizaci\u00f3n.<\/p>\n<h4 data-path-to-node=\"14,8\">La ruta digital<\/h4>\n<ul>\n<li data-path-to-node=\"14,9,0,0\"><b data-path-to-node=\"14,9,0,0\" data-index-in-node=\"0\">Aplicaciones integradas para la gesti\u00f3n del dinero:<\/b> Si toda tu vida transcurre en tu smartphone, puedes aprovechar los rastreadores digitales automatizados. Si bien plataformas independientes como YNAB ofrecen excelentes funciones activas, requieren una suscripci\u00f3n de pago. Para una experiencia totalmente gratuita y sin interrupciones, inicia sesi\u00f3n en tu panel de control de banca en l\u00ednea y ejecuta nuestra funci\u00f3n integrada. <a href=\"https:\/\/www.abileneteachersfcu.org\/es\/blog\/the-resolution-slump-is-real-heres-how-to-beat-it\/\"><b data-path-to-node=\"14,9,0,0\" data-index-in-node=\"335\">Administraci\u00f3n del dinero<\/b><\/a> Esta herramienta se conecta autom\u00e1ticamente y de forma segura a tus cuentas de ATFCU, agrega saldos externos, realiza un seguimiento de las tendencias de tu patrimonio neto y clasifica tus gastos diarios con tarjeta de d\u00e9bito con tan solo unos clics.<\/li>\n<li data-path-to-node=\"14,9,0,0\"><b style=\"font-family: inherit; font-style: inherit;\" data-path-to-node=\"14,9,1,0\" data-index-in-node=\"0\">Sobres digitales:<\/b><span style=\"font-size: 18px;\"> Si desea recrear los l\u00edmites del sistema tradicional de sobres para efectivo sin tener que llevar billetes de papel, puede replicarlo digitalmente.<\/span>\n<ul>\n<li data-path-to-node=\"14,9,0,0\"><i data-path-to-node=\"14,9,1,1,0,0\" data-index-in-node=\"0\">C\u00f3mo lo hago:<\/i> Mi esposo y yo en realidad mantenemos <b data-path-to-node=\"14,9,1,1,0,0\" data-index-in-node=\"48\">10 cuentas de ahorro y 3 cuentas corrientes<\/b>, y cada uno tiene un nombre muy espec\u00edfico. Hemos designado contenedores para <i data-path-to-node=\"14,9,1,1,0,0\" data-index-in-node=\"165\">Ahorros de emergencia, Navidad, Donaciones, Comer fuera, un fondo para un veh\u00edculo, <\/i><span class=\"italic\">Vacaciones y m\u00e1s<\/span>. Hemos configurado transferencias autom\u00e1ticas directas desde nuestros cheques de pago para ahorrar sin esfuerzo. Cuando necesito comprar regalos navide\u00f1os o pagar las botas de f\u00fatbol de mis hijos, simplemente transfiero la cantidad exacta de la cuenta de ahorros a mi cuenta corriente. \u00a1As\u00ed mantenemos nuestro dinero perfectamente organizado sin el riesgo de que desaparezca el efectivo!<\/li>\n<\/ul>\n<\/li>\n<li><b data-path-to-node=\"14,9,2,0\" data-index-in-node=\"0\">Hojas de c\u00e1lculo personalizadas:<\/b> Si prefieres visualizar tus finanzas con claridad en una sola p\u00e1gina, una hoja de c\u00e1lculo digital personalizada es una excelente opci\u00f3n. Al preconfigurar las columnas para tus categor\u00edas de gastos b\u00e1sicas, registrar tus transacciones se convierte en una rutina r\u00e1pida de cinco minutos cada semana.<\/li>\n<\/ul>\n<h4 data-path-to-node=\"14,10\">La ruta anal\u00f3gica<\/h4>\n<ul>\n<li data-path-to-node=\"14,11,0,0\"><b data-path-to-node=\"14,11,0,0\" data-index-in-node=\"0\">L\u00e1piz y papel:<\/b> Anotar cada transacci\u00f3n a la antigua usanza te obliga a detenerte y a tomar decisiones de gasto muy conscientes y deliberadas a lo largo del d\u00eda.<\/li>\n<li data-path-to-node=\"14,11,0,0\"><b data-path-to-node=\"14,11,1,0\" data-index-in-node=\"0\">Cajas registradoras de cheques tradicionales:<\/b> Mi madre todav\u00eda lleva fielmente un registro f\u00edsico de cheques para controlar sus saldos. Si te encanta ese estilo cl\u00e1sico y tradicional, tenemos lo que buscas: p\u00e1sate por cualquiera de nuestras tiendas locales. <a href=\"https:\/\/www.abileneteachersfcu.org\/es\/ubicaciones-de-cajeros-automaticos\/\"><b data-path-to-node=\"14,11,1,0\" data-index-in-node=\"209\">Vest\u00edbulos de las sucursales de ATFCU<\/b><\/a> \u00a1Y nuestro equipo con mucho gusto le entregar\u00e1 un nuevo talonario de cheques gratis!<\/li>\n<li data-path-to-node=\"14,11,0,0\"><b data-path-to-node=\"14,11,2,0\" data-index-in-node=\"0\">Acumulaci\u00f3n de recibos:<\/b> Recopile sus recibos f\u00edsicos y digitales a lo largo del mes para que le sirvan como comprobante tangible para su revisi\u00f3n de fin de mes.<\/li>\n<\/ul>\n<h3 data-path-to-node=\"14,13\">Paso 2: Aproveche sus extractos bancarios<\/h3>\n<p data-path-to-node=\"14,14\">Adem\u00e1s de utilizar sus herramientas de seguimiento diarias, aseg\u00farese de auditar sus transacciones con tarjeta revisando sus extractos oficiales al final de cada ciclo de cierre.<\/p>\n<p data-path-to-node=\"14,15\">Para proteger tu identidad del robo de correo y mantener tus datos financieros a salvo de miradas indiscretas, olv\u00eddate de los correos en papel. Puedes acceder de forma segura a 18 meses de extractos hist\u00f3ricos las 24 horas del d\u00eda, los 7 d\u00edas de la semana, directamente desde nuestra aplicaci\u00f3n. Aprende a despejar las encimeras de tu cocina leyendo nuestra gu\u00eda r\u00e1pida: <a href=\"https:\/\/www.abileneteachersfcu.org\/es\/blog\/las-fincas-son-convenientes-y-privadas\/\"><b data-path-to-node=\"14,15\" data-index-in-node=\"281\">Domina las torres de papel: Por qu\u00e9 los extractos electr\u00f3nicos son la soluci\u00f3n minimalista definitiva.<\/b><\/a>.<\/p>\n<h3 data-path-to-node=\"14,17\">Paso 3: Revisa y clasifica tus compras<\/h3>\n<p data-path-to-node=\"14,18\">Al final del mes, si\u00e9ntese con la herramienta que haya elegido para sumar sus totales. Si est\u00e1 utilizando nuestra herramienta digital <a href=\"https:\/\/www.abileneteachersfcu.org\/es\/blog\/the-resolution-slump-is-real-heres-how-to-beat-it\/\"><b data-path-to-node=\"14,18\" data-index-in-node=\"112\">Administraci\u00f3n del dinero<\/b><\/a> En el panel de control de la aplicaci\u00f3n, este paso se realiza autom\u00e1ticamente: el sistema grafica tus gastos en categor\u00edas visuales claras e incluso cuenta con una pesta\u00f1a dedicada a &quot;Suscripciones&quot; que muestra exactamente cu\u00e1ndo se programar\u00e1n tus primas de seguro o tarifas de streaming automatizadas.<\/p>\n<p data-path-to-node=\"14,19\">Si utiliza un m\u00e9todo anal\u00f3gico, dedique unos minutos a analizar las cifras para identificar sus &quot;fugas de dinero&quot; ocultas. Identificar esas fugas sutiles es el secreto definitivo para lograr una mayor responsabilidad financiera. Elija su herramienta de seguimiento preferida, <a href=\"https:\/\/www.abileneteachersfcu.org\/es\/consejos-sobre-herramientas\/banca-digital\/\">Inicia sesi\u00f3n en tu aplicaci\u00f3n<\/a>, \u00a1Y domina el Paso 1 hoy mismo!<\/p>\n<p data-path-to-node=\"14,20\"><i data-path-to-node=\"14,20\" data-index-in-node=\"0\">(\u00bfListo para dar el siguiente paso en tu camino hacia el bienestar financiero? Sigue avanzando con nuestra gu\u00eda complementaria:<\/i> <a href=\"https:\/\/www.abileneteachersfcu.org\/es\/blog\/paso-2-creando-un-presupuesto\/\"><b data-path-to-node=\"14,20\" data-index-in-node=\"111\">12 pasos para el bienestar financiero \u2014 Paso 2: Crear un presupuesto<\/b><\/a><i data-path-to-node=\"14,20\" data-index-in-node=\"189\">!)<\/i><\/p>","protected":false},"excerpt":{"rendered":"<p>Ready to take total control of your money? Discover Step 1 of our comprehensive 12-Step Financial Wellness series, compare modern digital tracking systems against classic analog tools, and learn how my family uses a 10-account &#8220;digital envelope&#8221; system to eliminate budget stress. <a href=\"https:\/\/www.abileneteachersfcu.org\/es\/blog\/step-1-how-to-track-your-spending\/\" aria-label=\"contin\u00fae leyendo acerca de 12 pasos hacia el bienestar financiero \u2013 Paso 1: C\u00f3mo realizar un seguimiento de sus gastos\">sigue leyendo <span class=\"meta-nav\">\u2192<\/span><\/a><\/p>","protected":false},"author":11,"featured_media":4684,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"categories":[50,43],"tags":[],"class_list":["post-4682","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-advice","category-budgeting"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>12 steps to financial wellness - Step 1: How to Track Your Spending<\/title>\n<meta name=\"description\" content=\"Launch Step 1 of our Financial Wellness series. Learn how to track spending using ATFCU&#039;s digital Money Management tools and eStatements.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.abileneteachersfcu.org\/es\/blog\/paso-1-como-realizar-un-seguimiento-de-sus-gastos\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"12 steps to financial wellness - Step 1: How to Track Your Spending\" \/>\n<meta property=\"og:description\" content=\"Launch Step 1 of our Financial Wellness series. Learn how to track spending using ATFCU&#039;s digital Money Management tools and eStatements.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.abileneteachersfcu.org\/es\/blog\/paso-1-como-realizar-un-seguimiento-de-sus-gastos\/\" \/>\n<meta property=\"og:site_name\" content=\"Abilene Teachers Federal Credit Union\" \/>\n<meta property=\"article:published_time\" content=\"2024-12-17T16:50:43+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-02T17:30:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.abileneteachersfcu.org\/files\/Step-1-Tracking-Spending.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"950\" \/>\n\t<meta property=\"og:image:height\" content=\"634\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Elizabeth Gray\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Elizabeth Gray\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/step-1-how-to-track-your-spending\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/step-1-how-to-track-your-spending\\\/\"},\"author\":{\"name\":\"Elizabeth Gray\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/#\\\/schema\\\/person\\\/d32485a46261bd40124832128fb149e5\"},\"headline\":\"12 steps to financial wellness &#8211; Step 1: How to Track Your Spending\",\"datePublished\":\"2024-12-17T16:50:43+00:00\",\"dateModified\":\"2026-07-02T17:30:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/step-1-how-to-track-your-spending\\\/\"},\"wordCount\":820,\"image\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/step-1-how-to-track-your-spending\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/files\\\/Step-1-Tracking-Spending.jpg\",\"articleSection\":[\"Advice\",\"Budgeting\"],\"inLanguage\":\"es-ES\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/step-1-how-to-track-your-spending\\\/\",\"url\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/step-1-how-to-track-your-spending\\\/\",\"name\":\"12 steps to financial wellness - Step 1: How to Track Your Spending\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/step-1-how-to-track-your-spending\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/step-1-how-to-track-your-spending\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/files\\\/Step-1-Tracking-Spending.jpg\",\"datePublished\":\"2024-12-17T16:50:43+00:00\",\"dateModified\":\"2026-07-02T17:30:37+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/#\\\/schema\\\/person\\\/d32485a46261bd40124832128fb149e5\"},\"description\":\"Launch Step 1 of our Financial Wellness series. Learn how to track spending using ATFCU's digital Money Management tools and eStatements.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/step-1-how-to-track-your-spending\\\/#breadcrumb\"},\"inLanguage\":\"es-ES\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/step-1-how-to-track-your-spending\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es-ES\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/step-1-how-to-track-your-spending\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/files\\\/Step-1-Tracking-Spending.jpg\",\"contentUrl\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/files\\\/Step-1-Tracking-Spending.jpg\",\"width\":950,\"height\":634,\"caption\":\"a pile of $20 bills\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/blog\\\/step-1-how-to-track-your-spending\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"12 steps to financial wellness &#8211; Step 1: How to Track Your Spending\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/#website\",\"url\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/\",\"name\":\"Abilene Teachers Federal Credit Union\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es-ES\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/#\\\/schema\\\/person\\\/d32485a46261bd40124832128fb149e5\",\"name\":\"Elizabeth Gray\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es-ES\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f2ba246457d4fe83a7a3e8ae142074c9deabdcdb48c23755390d6691c725aa5a?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f2ba246457d4fe83a7a3e8ae142074c9deabdcdb48c23755390d6691c725aa5a?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f2ba246457d4fe83a7a3e8ae142074c9deabdcdb48c23755390d6691c725aa5a?s=96&d=mm&r=g\",\"caption\":\"Elizabeth Gray\"},\"url\":\"https:\\\/\\\/www.abileneteachersfcu.org\\\/es\\\/blog\\\/author\\\/egray\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"12 pasos para el bienestar financiero - Paso 1: C\u00f3mo realizar un seguimiento de sus gastos","description":"Inicia el Paso 1 de nuestra serie sobre Bienestar Financiero. Aprende a controlar tus gastos con las herramientas digitales de administraci\u00f3n de dinero y los estados de cuenta electr\u00f3nicos de ATFCU.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.abileneteachersfcu.org\/es\/blog\/paso-1-como-realizar-un-seguimiento-de-sus-gastos\/","og_locale":"es_ES","og_type":"article","og_title":"12 steps to financial wellness - Step 1: How to Track Your Spending","og_description":"Launch Step 1 of our Financial Wellness series. Learn how to track spending using ATFCU's digital Money Management tools and eStatements.","og_url":"https:\/\/www.abileneteachersfcu.org\/es\/blog\/paso-1-como-realizar-un-seguimiento-de-sus-gastos\/","og_site_name":"Abilene Teachers Federal Credit Union","article_published_time":"2024-12-17T16:50:43+00:00","article_modified_time":"2026-07-02T17:30:37+00:00","og_image":[{"width":950,"height":634,"url":"https:\/\/www.abileneteachersfcu.org\/files\/Step-1-Tracking-Spending.jpg","type":"image\/jpeg"}],"author":"Elizabeth Gray","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Elizabeth Gray","Est. reading time":"4 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.abileneteachersfcu.org\/blog\/step-1-how-to-track-your-spending\/#article","isPartOf":{"@id":"https:\/\/www.abileneteachersfcu.org\/blog\/step-1-how-to-track-your-spending\/"},"author":{"name":"Elizabeth Gray","@id":"https:\/\/www.abileneteachersfcu.org\/#\/schema\/person\/d32485a46261bd40124832128fb149e5"},"headline":"12 steps to financial wellness &#8211; Step 1: How to Track Your Spending","datePublished":"2024-12-17T16:50:43+00:00","dateModified":"2026-07-02T17:30:37+00:00","mainEntityOfPage":{"@id":"https:\/\/www.abileneteachersfcu.org\/blog\/step-1-how-to-track-your-spending\/"},"wordCount":820,"image":{"@id":"https:\/\/www.abileneteachersfcu.org\/blog\/step-1-how-to-track-your-spending\/#primaryimage"},"thumbnailUrl":"https:\/\/www.abileneteachersfcu.org\/files\/Step-1-Tracking-Spending.jpg","articleSection":["Advice","Budgeting"],"inLanguage":"es-ES"},{"@type":"WebPage","@id":"https:\/\/www.abileneteachersfcu.org\/blog\/step-1-how-to-track-your-spending\/","url":"https:\/\/www.abileneteachersfcu.org\/blog\/step-1-how-to-track-your-spending\/","name":"12 pasos para el bienestar financiero - Paso 1: C\u00f3mo realizar un seguimiento de sus gastos","isPartOf":{"@id":"https:\/\/www.abileneteachersfcu.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.abileneteachersfcu.org\/blog\/step-1-how-to-track-your-spending\/#primaryimage"},"image":{"@id":"https:\/\/www.abileneteachersfcu.org\/blog\/step-1-how-to-track-your-spending\/#primaryimage"},"thumbnailUrl":"https:\/\/www.abileneteachersfcu.org\/files\/Step-1-Tracking-Spending.jpg","datePublished":"2024-12-17T16:50:43+00:00","dateModified":"2026-07-02T17:30:37+00:00","author":{"@id":"https:\/\/www.abileneteachersfcu.org\/#\/schema\/person\/d32485a46261bd40124832128fb149e5"},"description":"Inicia el Paso 1 de nuestra serie sobre Bienestar Financiero. Aprende a controlar tus gastos con las herramientas digitales de administraci\u00f3n de dinero y los estados de cuenta electr\u00f3nicos de ATFCU.","breadcrumb":{"@id":"https:\/\/www.abileneteachersfcu.org\/blog\/step-1-how-to-track-your-spending\/#breadcrumb"},"inLanguage":"es-ES","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.abileneteachersfcu.org\/blog\/step-1-how-to-track-your-spending\/"]}]},{"@type":"ImageObject","inLanguage":"es-ES","@id":"https:\/\/www.abileneteachersfcu.org\/blog\/step-1-how-to-track-your-spending\/#primaryimage","url":"https:\/\/www.abileneteachersfcu.org\/files\/Step-1-Tracking-Spending.jpg","contentUrl":"https:\/\/www.abileneteachersfcu.org\/files\/Step-1-Tracking-Spending.jpg","width":950,"height":634,"caption":"a pile of $20 bills"},{"@type":"BreadcrumbList","@id":"https:\/\/www.abileneteachersfcu.org\/blog\/step-1-how-to-track-your-spending\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.abileneteachersfcu.org\/"},{"@type":"ListItem","position":2,"name":"12 steps to financial wellness &#8211; Step 1: How to Track Your Spending"}]},{"@type":"WebSite","@id":"https:\/\/www.abileneteachersfcu.org\/#website","url":"https:\/\/www.abileneteachersfcu.org\/","name":"Cooperativa de cr\u00e9dito federal de maestros de Abilene","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.abileneteachersfcu.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es-ES"},{"@type":"Person","@id":"https:\/\/www.abileneteachersfcu.org\/#\/schema\/person\/d32485a46261bd40124832128fb149e5","name":"Elizabeth Gris","image":{"@type":"ImageObject","inLanguage":"es-ES","@id":"https:\/\/secure.gravatar.com\/avatar\/f2ba246457d4fe83a7a3e8ae142074c9deabdcdb48c23755390d6691c725aa5a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f2ba246457d4fe83a7a3e8ae142074c9deabdcdb48c23755390d6691c725aa5a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f2ba246457d4fe83a7a3e8ae142074c9deabdcdb48c23755390d6691c725aa5a?s=96&d=mm&r=g","caption":"Elizabeth Gray"},"url":"https:\/\/www.abileneteachersfcu.org\/es\/blog\/author\/egray\/"}]}},"_links":{"self":[{"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/posts\/4682","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/comments?post=4682"}],"version-history":[{"count":5,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/posts\/4682\/revisions"}],"predecessor-version":[{"id":9594,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/posts\/4682\/revisions\/9594"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/media\/4684"}],"wp:attachment":[{"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/media?parent=4682"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/categories?post=4682"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.abileneteachersfcu.org\/es\/wp-json\/wp\/v2\/tags?post=4682"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}