{"id":4619,"date":"2024-11-19T09:37:31","date_gmt":"2024-11-19T15:37:31","guid":{"rendered":"https:\/\/www.abileneteachersfcu.org\/?p=4619"},"modified":"2025-06-30T11:31:41","modified_gmt":"2025-06-30T16:31:41","slug":"listo-o-no-las-vacaciones-estan-aqui","status":"publish","type":"post","link":"https:\/\/www.abileneteachersfcu.org\/es\/blog\/listo-o-no-las-vacaciones-estan-aqui\/","title":{"rendered":"Listo o no, las vacaciones est\u00e1n aqu\u00ed"},"content":{"rendered":"<p>Esta \u00e9poca del a\u00f1o me recuerda a jugar al escondite. Ya sabes, la parte que dice: &quot;\u00a1\u00a1Listo o no, all\u00e1 voy!!&quot; Y est\u00e1s aterrorizado y emocionado al mismo tiempo. Sab\u00edas que este momento llegar\u00eda. As\u00ed como sab\u00edas que eventualmente te encontrar\u00edan y tendr\u00edas que huir para salvar tu vida, las vacaciones a veces tienen el mismo tipo de emoci\u00f3n aterradora pero estimulante. S\u00e9 que vendr\u00e1n... CADA A\u00d1O, pero de alguna manera tienden a sorprenderme y luego estoy luchando por encontrar el regalo adecuado para todos. Es como cuando ten\u00eda 10 a\u00f1os, buscando el escondite perfecto cuando el buscador dec\u00eda: \u201cListo o no, all\u00e1 voy\u201d y yo simplemente me sumerg\u00eda detr\u00e1s de lo primero que ve\u00eda. Este a\u00f1o, no dejes que tus compras navide\u00f1as sean as\u00ed. Tenga un plan y un presupuesto, luego c\u00famplalo.<\/p>\n<p>Entre la inflaci\u00f3n, los precios de la gasolina que cambian constantemente y la necesidad de gastar de m\u00e1s, resulta tentador romper el presupuesto. Aqu\u00ed te presentamos ocho trucos para las compras navide\u00f1as que te ayudar\u00e1n a mantener tus gastos bajo control:<\/p>\n<ol>\n<li><span class=\"bold\">Haz una lista y revisala dos veces.<\/span>\u00a0Cuando compras con una lista en la mano y tienes cuidado de cumplirla, puedes tomar decisiones de compra responsables en lugar de comprar cada cosa brillante que te llame la atenci\u00f3n.<\/li>\n<li><span class=\"bold\">Comparar precios.<\/span>\u00a0Todo lo que necesitas son unos pocos clics o toques r\u00e1pidos para verificar si el art\u00edculo que deseas est\u00e1 disponible en otro lugar y por menos. Tambi\u00e9n puedes usar una aplicaci\u00f3n de verificaci\u00f3n de precios, como <a href=\"https:\/\/shopsavvy.com\/\">ShopSavvy<\/a>, para realizar la b\u00fasqueda de la mejor oferta.<\/li>\n<li><span class=\"bold\">No compre solo.<\/span>\u00a0Re\u00fane a un amigo para que te ayude a mantenerte encaminado mientras compras. Comparte tu presupuesto con ellos o hazles saber qu\u00e9 regalos buscar\u00e1s en este viaje. P\u00eddales que le recuerden amablemente que se mantenga dentro del presupuesto y del plan mientras navega. Y lo que es m\u00e1s importante, \u00bfqui\u00e9n no preferir\u00eda comprar con un amigo que enfrentarse solo a la multitud?<\/li>\n<li><span class=\"bold\">Aprovecha descuentos y reembolsos.<\/span>\u00a0\u00bfQuieres que te paguen por comprar? Cuando realiza una compra a trav\u00e9s de una aplicaci\u00f3n de reembolso, como <a href=\"https:\/\/www.earny.co\/chrome?r=1\">ganar<\/a> o <a href=\"https:\/\/rakuten.com\">Rakuten<\/a>, obtienes un reembolso en efectivo por cada compra que realices.<\/li>\n<li><span class=\"bold\">Compre tarjetas de regalo con descuento.<\/span>\u00a0Puede encontrar tarjetas de regalo con descuento en sitios como <a href=\"https:\/\/gcx.raise.com\/\">Aumentar<\/a> y <a href=\"https:\/\/www.cardcash.com\/\">tarjetaefectivo<\/a>, para marcas de renombre como Lowe&#039;s, Starbucks, Amazon y m\u00e1s.<\/li>\n<li><span class=\"bold\">Compra con cupones.<\/span>\u00a0Antes de completar una compra en l\u00ednea, haga una b\u00fasqueda r\u00e1pida en sitios, como <a href=\"https:\/\/www.retailmenot.com\/\">Venta al por menorYoNo<\/a>, para comprobar si hay cupones disponibles que pueden reducir el precio. Tambi\u00e9n puedes usar una extensi\u00f3n del navegador, como <a href=\"https:\/\/www.joinhoney.com\/\">Miel<\/a>, que buscar\u00e1 y aplicar\u00e1 cupones autom\u00e1ticamente mientras compra.<\/li>\n<li><span class=\"bold\">Compre temprano.<\/span>\u00a0 Siempre es una buena idea hacer las compras navide\u00f1as con anticipaci\u00f3n. Si haces las compras con la mente despejada y cuando las tiendas est\u00e1n bien abastecidas, te resultar\u00e1 m\u00e1s f\u00e1cil ajustarte a tu presupuesto.<\/li>\n<li><span class=\"bold\">Compra electr\u00f3nica el Black Friday.<\/span>\u00a0Las ofertas del Black Friday que encontrar\u00e1 en televisores, computadoras port\u00e1tiles, equipos de audio y otros dispositivos electr\u00f3nicos probablemente ser\u00e1n las mejores que encontrar\u00e1 durante todo el a\u00f1o.<\/li>\n<\/ol>\n<p>Siga los consejos descritos anteriormente para ahorrar mucho en la compra de regalos este a\u00f1o.<\/p>","protected":false},"excerpt":{"rendered":"<p>Listo o no, aqu\u00ed viene... \u00a1Es hora de hacer tus compras navide\u00f1as! Este ser\u00e1 un a\u00f1o muy desafiante en las tiendas y en l\u00ednea, \u00a1pero podemos ayudar! \u00a1Lea nuestra gu\u00eda de compras navide\u00f1as para obtener excelentes sugerencias y consejos! <a href=\"https:\/\/www.abileneteachersfcu.org\/es\/blog\/listo-o-no-las-vacaciones-estan-aqui\/\" aria-label=\"contin\u00faa leyendo sobre Listo o no, ya llegaron las vacaciones\">sigue leyendo <span class=\"meta-nav\">\u2192<\/span><\/a><\/p>","protected":false},"author":11,"featured_media":4625,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"categories":[50,43],"tags":[],"class_list":["post-4619","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-advice","category-budgeting"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ready or not, the holidays are here - ATFCU<\/title>\n<meta name=\"description\" content=\"It\u2019s time for your holiday shopping! 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