{"id":4615,"date":"2024-10-22T12:18:25","date_gmt":"2024-10-22T17:18:25","guid":{"rendered":"https:\/\/www.abileneteachersfcu.org\/?p=4615"},"modified":"2026-07-03T11:48:50","modified_gmt":"2026-07-03T16:48:50","slug":"4-estafas-a-vigilar-este-viernes-negro","status":"publish","type":"post","link":"https:\/\/www.abileneteachersfcu.org\/es\/blog\/4-scams-to-watch-out-for-this-black-friday\/","title":{"rendered":"4 estafas a tener en cuenta durante las grandes ventas online"},"content":{"rendered":"<p data-path-to-node=\"7,0\">Ya sea que busques ofertas durante las ventas rel\u00e1mpago de verano, completes la lista de \u00fatiles escolares o compres art\u00edculos para las vacaciones familiares, comprar en l\u00ednea se ha convertido en una rutina diaria. Desafortunadamente, los grandes eventos de compras digitales tambi\u00e9n dan lugar a una temporada masiva de estafas al consumidor altamente sofisticadas.<\/p>\n<p data-path-to-node=\"7,1\">Antes de hacer clic en &quot;Agregar al carrito&quot; en ese pr\u00f3ximo gran descuento, activa tu lente de inspecci\u00f3n digital y ten cuidado con estas cuatro trampas de compra generalizadas:<\/p>\n<h3 data-path-to-node=\"7,3\">1. Suplantaci\u00f3n de identidad en el servicio de cuentas corporativas<\/h3>\n<p data-path-to-node=\"7,4\">En este caso, un estafador se hace pasar por un representante de atenci\u00f3n al cliente de una gran empresa de comercio electr\u00f3nico como Amazon. Te llamar\u00e1 o te enviar\u00e1 un mensaje inesperadamente para afirmar que hay un &quot;problema&quot; urgente con tu suscripci\u00f3n de entrega premium o con tu pedido reciente.<\/p>\n<p data-path-to-node=\"7,5\">Para solucionarlo, el estafador te pedir\u00e1 que descargues una aplicaci\u00f3n o utilidad de soporte t\u00e9cnico aparentemente inofensiva en tu tel\u00e9fono inteligente o computadora. <b data-path-to-node=\"7,5\" data-index-in-node=\"139\">Esto es una trampa de acceso remoto.<\/b> En el momento en que lo instales, obtendr\u00e1n el control total de tu pantalla y te indicar\u00e1n que inicies sesi\u00f3n en tu cuenta de banca m\u00f3vil para robarte tus credenciales sin que te des cuenta.<\/p>\n<h3 data-path-to-node=\"7,6\">2. Suplantaci\u00f3n de identidad (phishing) para la verificaci\u00f3n de pedidos<\/h3>\n<p data-path-to-node=\"7,7\">Esta trampa llega directamente a tu bandeja de entrada o mensajes de texto. Recibes una alerta muy profesional, con apariencia oficial, que te pide que verifiques urgentemente los detalles de tu perfil o que confirmes una compra importante que no recuerdas haber realizado. Presos del p\u00e1nico, muchos compradores hacen clic en el enlace azul y escriben sus datos de facturaci\u00f3n completos, enviando as\u00ed su informaci\u00f3n directamente a la base de datos de un hacker.<\/p>\n<h3 data-path-to-node=\"7,8\">3. La trampa de texto del \u201cproblema de entrega\u201d<\/h3>\n<p data-path-to-node=\"7,9\">Mientras los paquetes viajan por las redes de distribuci\u00f3n, los estafadores env\u00edan mensajes de texto masivos haci\u00e9ndose pasar por UPS, FedEx o el Servicio Postal de EE. UU. El mensaje afirma que un paquete est\u00e1 retenido permanentemente debido a una &quot;direcci\u00f3n incompleta&quot; o a un &quot;cargo por reenv\u00edo&quot; impago. Al hacer clic en el enlace de seguimiento, se accede a un dominio falso dise\u00f1ado para robar los datos de la tarjeta de d\u00e9bito y facilitar el robo de identidad.<\/p>\n<h3 data-path-to-node=\"7,10\">4. La estafa del mercado en l\u00ednea de no entrega<\/h3>\n<p data-path-to-node=\"7,11\">Este fraude se produce durante las transacciones minoristas entre particulares en plataformas de redes sociales o sitios web de descuentos no verificados. Un vendedor particular publica un art\u00edculo muy atractivo a un precio rid\u00edculamente bajo. En el momento en que usted realiza un pago electr\u00f3nico mediante una aplicaci\u00f3n de pago instant\u00e1neo o una transferencia digital, el vendedor elimina su perfil, bloquea su cuenta y desaparece por completo, dej\u00e1ndolo con la cuenta bancaria vac\u00eda y un paquete que nunca llegar\u00e1.<\/p>\n<h2 data-path-to-node=\"7,13\">Manual de defensa para tus compras digitales<\/h2>\n<p data-path-to-node=\"7,14\">Para disfrutar de la comodidad de las compras en l\u00ednea sin arruinarte, convierte estas seis reglas b\u00e1sicas de seguridad en h\u00e1bitos de compra habituales:<\/p>\n<ul>\n<li data-path-to-node=\"7,15,0,0\">\ud83d\uded1 <b data-path-to-node=\"7,15,0,0\" data-index-in-node=\"3\">Nunca permitas que una llamada entrante dicte tus acciones:<\/b> Nunca proporciones tus datos financieros personales ni las contrase\u00f1as de tus cuentas a una persona que te llame. Si un vendedor afirma que hay un problema con tu cuenta, cuelga inmediatamente. Accede directamente a su sitio web oficial, inicia sesi\u00f3n en tu panel de control seguro y revisa tu centro de mensajes.<\/li>\n<li data-path-to-node=\"7,15,0,0\">\ud83d\uded1 <b data-path-to-node=\"7,15,1,0\" data-index-in-node=\"3\">Conozca nuestras normas de verificaci\u00f3n locales:<\/b> Seamos completamente francos: los empleados de Abilene Teachers FCU... <b data-path-to-node=\"7,15,1,0\" data-index-in-node=\"103\">nunca<\/b> Te llaman o te env\u00edan un mensaje de texto inesperadamente para exigirte tu contrase\u00f1a completa de banca digital, tu nombre de usuario o los \u00faltimos cuatro d\u00edgitos de tu n\u00famero de Seguro Social para verificar una transacci\u00f3n.<\/li>\n<li data-path-to-node=\"7,15,0,0\">\ud83d\uded1 <b data-path-to-node=\"7,15,2,0\" data-index-in-node=\"3\">Realice una auditor\u00eda exhaustiva de los nuevos puntos de venta:<\/b> Al comprar en una tienda online nueva, realiza una r\u00e1pida verificaci\u00f3n de antecedentes. Busca una direcci\u00f3n f\u00edsica verificada de la empresa, una l\u00ednea telef\u00f3nica de atenci\u00f3n al cliente activa y revisa cuidadosamente el texto del sitio web en busca de errores ortogr\u00e1ficos o gramaticales extra\u00f1os que indiquen un dise\u00f1o apresurado y fraudulento.<\/li>\n<li data-path-to-node=\"7,15,0,0\">\ud83d\uded1 <b data-path-to-node=\"7,15,3,0\" data-index-in-node=\"3\">Configuraci\u00f3n de aislamiento de su dispositivo:<\/b> Mant\u00e9n las funciones integradas de privacidad y filtrado de spam de tus tel\u00e9fonos inteligentes y ordenadores personales configuradas con las restricciones m\u00e1s altas para bloquear autom\u00e1ticamente los dominios de phishing entrantes.<\/li>\n<li data-path-to-node=\"7,15,0,0\">\ud83d\uded1 <b data-path-to-node=\"7,15,4,0\" data-index-in-node=\"3\">Evitar enlaces de seguimiento no verificados:<\/b> Nunca haga clic en enlaces de seguimiento ocultos incrustados en conversaciones de texto inesperadas o correos electr\u00f3nicos no solicitados.<\/li>\n<li data-path-to-node=\"7,15,0,0\">\ud83d\uded1 <b data-path-to-node=\"7,15,5,0\" data-index-in-node=\"3\">Deja que la l\u00f3gica rija tu cartera:<\/b> No te dejes llevar por las emociones durante una venta rel\u00e1mpago. Si una oferta online parece demasiado buena para ser verdad, casi seguro que es una trampa. Opta por vendedores de confianza con una s\u00f3lida reputaci\u00f3n entre los consumidores.<\/li>\n<\/ul>\n<h3 data-path-to-node=\"7,16\">Proteja sus gastos<\/h3>\n<p data-path-to-node=\"7,17\">Si una compra reciente en l\u00ednea te genera inquietud, o si te das cuenta demasiado tarde de que ingresaste los datos de tu tarjeta en una p\u00e1gina web sospechosa, la rapidez es tu mejor defensa.<\/p>\n<p data-path-to-node=\"7,18\">Inicia sesi\u00f3n en tu <a href=\"https:\/\/www.abileneteachersfcu.org\/es\/consejos-sobre-herramientas\/banca-digital\/\">Aplicaci\u00f3n m\u00f3vil de ATFCU<\/a> para desactivar instant\u00e1neamente su tarjeta en su <a href=\"https:\/\/www.abileneteachersfcu.org\/es\/blog\/tu-eres-el-jefe-con-los-controles-de-tarjeta-de-debito\/\">Gesti\u00f3n de tarjetas<\/a> Revise la pantalla y luego llame directamente a nuestros especialistas locales en fraude al <b data-path-to-node=\"7,18\" data-index-in-node=\"149\">325-677-2274<\/b> o <b data-path-to-node=\"7,18\" data-index-in-node=\"165\">800-677-6770<\/b>. Estamos aqu\u00ed para proteger tu perfil, monitorear tus transacciones y mantener seguros tus bienes ganados con tanto esfuerzo.<\/p>","protected":false},"excerpt":{"rendered":"<p>Los grandes eventos de ventas en l\u00ednea son el terreno f\u00e9rtil para los estafadores digitales. Desde llamadas fraudulentas de servicios de cuentas corporativas que exigen acceso remoto a la computadora hasta mensajes de texto falsos de seguimiento de paquetes, descubre cuatro estafas de compras en l\u00ednea muy comunes a las que debes prestar atenci\u00f3n y aprende c\u00f3mo mantener tu banca m\u00f3vil completamente segura. <a href=\"https:\/\/www.abileneteachersfcu.org\/es\/blog\/4-scams-to-watch-out-for-this-black-friday\/\" aria-label=\"continue reading about 4 Scams to Watch Out for During Major Online Sales\">sigue leyendo <span class=\"meta-nav\">\u2192<\/span><\/a><\/p>","protected":false},"author":11,"featured_media":9683,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"categories":[48],"tags":[],"class_list":["post-4615","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fraud-security"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>4 Scams to Watch Out for During Major Online Sales - ATFCU<\/title>\n<meta name=\"description\" content=\"Spot online shopping and delivery scams. 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