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Updated March 24, 2008
Annual Meeting
The 2008 Annual Meeting will be held at 7:00 p.m. on Thursday,
April 10 at the Abilene Civic Center. Entertainment will
be provided by Cooper High School's Red, Rhythm & Blues vocal
ensemble. Dessert will be served and there will be lots of
great door prizes awarded.
The doors open at 6:30 that evening. Please plan on joining us.
Scholarship Applications Available
Abilene Teachers FCU will be awarding five $1,000 scholarships to 2008 high school
graudates. Interested students should meet the following guidelines:
Applicant must be a primary member of Abilene Teachers FCU.
Applicant must be in good standing at the credit union.
Applicant must have been accepted as a full-time student for the Fall 2008 semester
at an accredited college, university or technical college in the United States.
Applicant must be graduating from high school in Spring 2008.
Applicant cannot be related to an Abilene Teachers FCU employee or volunteer.
Apllications will be judged based upon academic achievement, extra-curriuclar activities, employment history
and evidence of financial responsibility.
Applications can be picked up at all ATFCU locations or can be mailed to you. Call us
at 677-2274 or 800-677-6770 or e-mail your request to atfuc@abileneteachersfcu.org
The application deadline is April 25.
Instant Issue Check Cards
Check cards are rapidly replacing paper checks as the most popular way to make retail
purchases. They're quick, they're convenient and they're easier than carrying a checkbook.
We're pleased to announce that we can now issue these cards at our walk-in facilities,
usually within an hour.
If you need a new card quickly or if your magnetic strip is
damaged, we can quickly assist you onsite. And here's another
benefit you'll enjoy - members can choose their own PIN.
We've changed the appearance of our VISA check card to help members distinguish
it from their ATM card. The new design features a West Texas tank and windmill.
As current cards expire, all check cards issued by ATFCU will be changed to the new design.
Guaranteed Asset Protection
(GAP) for your Vehicle Purchase
You could lose more than your new or used vehicle if it is
stolen or involved in a major accident. You could also lose
your investment. Because most insurance policies only cover
the value of your vehicle - something that rapidly declines
during the first few yeas of ownership - your loan balance
can be higher than the value of your vehicle. This situation
is commonly called "being upside down" on a loan.
Now you can protect your vehicle investment with Guaranteed
Asset Protection (GAP). GAP protects you from a potential
loan deficiency and covers the "gap" between the amount of
your investment and the amount you still owe. Essentially,
GAP protects you from substantial loss.
GAP was designed for all drivers, whether you finance a new
or used vehicle. It covers automobiles, vans, and light trucks.
GAP coverage goes into effect when you need it most - when
your vehicle is stolen and isn't recovered, or is totaled
in an accident.
GAP covers the difference between your insurance company's
Actual Cash Value determination and the payoff amount of your
loan. Delinquent payments, late charges, refundable service
warranty contracts, other insurance-related products, and
interest charged after the date of loss will be deducted from
the GAP settlement.
For just pennies a day, GAP provides peace of mind, convenience,
confidence and significant savings. Enrollment is simple.
Contact your loan officer for details.
ATM Update - new surcharge-free
machines being added weekly!
Abilene Teachers FCU is a member of the CO-OP Network of
ATM machines. This means that more than 24,000 surchage free
machines are available to you around the country and around
the world. When you use your ATM card at any of the locations
mentioned below, you won't pay a fee to the operator of the
machine OR a foreign ATM fee to the credit union. What a great
deal!
There are six local ATM's operated by Abilene Teachers
FCU:
Drive thru facility at 1181 E.N. 10th Street
Drive thru facility at 349 N. Mockingbird
Drive thru at 2555 Buffalo Gap road
Inside the Student Center at McMurry University
Inside the lobby of One AISD Center, 241 Pine Street
Inside the Conference Center at Region 14 Education Service
Center
Two other Abilene credit unions are also members of CO-OP
Network, meaning that their machines can now also be used without
a fee. These additional machines are located at:
First Abilene FCU at 1118 Pine (drive-thru)
First Abilene FCU at 3324 Catclaw (drive-thru)
4419 Rigdemont Drive (drive-thru) - operated by Communities of Abilene FCU
Communities of Abilene FCU - 3661 N. 6th Street (drive-thru)
Communities of Abilene FCU - 341 Avenue C at Dyess Air Force Base
K-Mart Customer Service Desk - 4565 S. 1st Street
Additionally, the 7-Eleven chain of stores is gradually adding ATM machines to all the
Skinny's stores which were sold in mid-2007. These machines also are surcharge free to
ATFCU members using their ATM cards. (Remember, our ATM card has a bright blue background
with the red CO-OP triangle in the bottom left corner.)
Here's a way to find CO-OP machines when you're traveling. Look
for the red, triangular CO-OP logo on our homepage. Click there
and you'll be directed to the CO-OP ATM locator page. You can
choose to enter either the city and state OR the zip
code for the area you're searching. Click on the 'GO' button
and you'll receive a list and a map of surcharge-free CO-OP
Network machines in the area.
Overdraft Privilege
for Life's Unexpected Situations
ATFCU is pleased to offer overdraft privilege on selected
checking accounts. (Members will receive a letter notifying
that their account has been approved.) For those who manage
their accounts in a reliable manner, this service will cover
overdrafts up to a total of $600. You will be saved the
embarrassment and inconvenience of a returned check, as
well as the fee normally charged to you by merchants for
checks returned to them.
Please note, that should an overdraft occur, your account
will be charged our current NSF fee of $20 for handling
each item paid under the overdraft privilege. However,
since the check is not returned to the payee, you will not
also have to pay their returned check fee, an amount which
is usually in the $29 - $35 range.
It is our pleasure to make this courtesy available to you
as a means of expressing our appreciation for your fiancial
responsibility. Emergencies happen and this tool will allow
you to deal with them promptly.
Should this privilege be misused, ATFCU reserves the right
to revoke it at any time without prior notice. If you have
any questions about your overdraft privilege status, please
direct them to the Accounting Department.
Holiday Closings-2008
- New Years Day - Tuesday, January 1
- Martin Luther King, Jr. Day - Monday, January 21
- President's Day- Monday, February 18
- Memorial Day - Monday, May 26
- Independence Day - Friday, July 4
- Labor Day - Monday, September 1
- Columbus Day- Monday, October 13
- Veterans' Day - Tuesday, November 11
- Thanksgiving - Thursday, November 27
- Christmas - Thursday, December 25
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