• Traditional Savings Account (Share Account)
  
  
  • A regular Savings (Share) Account establishes membership at Abilene Teachers Federal Credit Union.
  • $26 opens a Savings Account - this is comprised of a $25 deposit and a $1 one-time membership fee.
  • A Social Security card and a valid photo ID will need to be shown when opening a savings account. Please give us a call if you have questions about acceptable identification.
  • Up to 6 free transactions per month.
  • There is no "minimum balance" fee imposed on savings accounts. However, the $25 initial deposit must remain in the account as long as membership is maintained.
  
  
• Share Account Rates
  
  
  Your savings federally insured to at least $100,000 and backed by the full
• faith and credit of the United States Government.
  
  

• Savings Safari for Kids
  
  
  • Available to children ages 3 - 12 who are able to sign a signature card.
  • Initial $5 deposit. The $1 membership fee will be paid by ATFCU.
  • When opening a savings account for a child, please remember to bring his/her Social Security card. (A clear copy of the card is also acceptable.)
  • For each additional $5 saved, the child will collect a "Safari Buck".
  • Gifts are available for purchase at different "Safari Buck" levels.
  • Each child opening a Savings Safari account will receive a
    • Membership Card
    • Savings Safari Activity Booklet
    • Passbook
    • Savings Can
  • Members qualify for a prize drawing on Savings Safari Day. This event is held in early June after the completion of each school year.
  • Children receive a birthday card each year from the Savings Safari pals.
  • Since there is no minimum account balance (other than the $5 initial deposit) Savings Safari is a great way to get children involved in good money management habits. Call today to join in the FUN!

• Term Share Certificates and Term Share Jumbo Certificates
  
  
  • Share Certificates pay a higher annual percentage yield in return for your agreement to keep the funds on deposit for a specified period of time. They come in a variety of deposit amounts, starting at just $500, and varying term lengths, some as short as three months. Withdrawals of principle made before the maturity date will be subject to penalties. Dividends may be withdrawn without penalty after they have been deposited to an account. However, this will result in a lower annual percentage yield. Upon maturity you may renew your certificate at the current rate, transfer, or withdraw the funds.
  
  
• Share Certificates Rates
  
  Your savings federally insured to at least $100,000 and backed by the full faith and credit of
• the United States Government.
  
  Your savings federally insured to at least $100,000 and backed by the full faith and credit of
• the United States Govenment.
  
  
  *Annual Percentage Yield. For Regular Share and Share Draft/Money Market accounts, the disclosed dividend rates and Annual Percentage Yields are accurate as of the last declaration date. For variable-rate accounts, rates may change after account is opened. Fees could reduce the earnings on these accounts. For certificates, the APY will be paid until maturity. The annual percentage yield assumes that dividends remain on deposit until maturity. A withdrawal of dividends will reduce earnings. If you close your account before dividends are credited, you will not receive the accrued dividends.