Signing up for Home Branch is easy - just input the following:
If this process is unsuccessful, please call 325-677-2274 (or toll free 1-800-677-6770) during the hours of 9 am - 6 pm (Central Time) Monday through Friday. One of our representatives will gladly assist you with a password reset.
If you'd prefer to drop in, a Member Services representative at any of our locations can also reset your password.


| Accounting Services | |
| Domestic Wire Fee | $10.00 (any amount, anywhere in U.S.) |
| International Wire Fee | $30.00 (any amount, outside of U.S.) |
| Western Union Wire Fee | $15.00 each |
| Account Assistance (Research and Balancing) |
$15.00 per hour |
| Abused Account Fee | $25.00 per account |
| Checking Accounts | |
| Check Printing | varies |
| Restart Checking Account | $5.00 per month |
| Insufficient Funds (NSF) Returned Check or Returned Draft |
$20.00 per item |
| Stop Payment Fee (checks & drafts) |
$20.00 each |
| Photocopy Retrieval of Cancelled Checks |
$2.00 per item in excess of 2 per month |
| Statement copies | $ 2.00 per statement |
| Temporary Checks (12 are free at time account is opened) |
$2.00 per page; each page contains 4 checks |
| Online Bill Payment Insufficient Funds Fee | $ 20.00 per occurrence |
| Online Bill Payment Stop Payment Fee | $ 25.00 each |
| Check Cards / ATM Cards | |
| Replace Lost or Damaged Card | $3.00 per occurrence |
| Transaction Fees | $1.00 per transaction at non CO-OP Network terminals |
| Loan Accounts | |
| Late Payment Fee, Home Equity Loans | After 15 days late, 1% of overdue principal & interest |
| Late Payment Fee, Home Improvement Loans | After 15 days late, 1% of overdue principal & interest |
| Late Payment Fee, All Other Loans | After 15 days late, 20% of the interest due with minimum of $5.00 and a maximum of $17.00 |
| Miscellaneous Fees | |
| Account closed within 90 days of opening |
$15.00 per occurrence |
| Incorrect Address | $ 5.00 per quarter |
| Membership Application Fee | $ 1.00 per membership |
| Photocopy | $ 1.00 per page |
| Check by Phone | $10.00 per payment |
| Fax | $ 3.00 for first page/ $1.00 for extra pages |
| Special Services | |
| Money Orders | $ 1.00 each |
| Cashier's Check | $ 1.00 each |
| Credit Union Check written to third party | $ 1.00 each |
| Travelers Checks | FREE to members |
| Notary Service | FREE to members |
| Check by Phone | $5.00 each |