Sign up for Home Branch

Signing up for Home Branch is easy - just input the following:

If this process is unsuccessful, please call 325-677-2274 (or toll free 1-800-677-6770) during the hours of 9 am - 6 pm (Central Time) Monday through Friday. One of our representatives will gladly assist you with a password reset.

If you'd prefer to drop in, a Member Services representative at any of our locations can also reset your password.


Member Services

Member Services

Fee Schedule

Checking Accounts
Insufficient Funds (NSF)
Returned Check or Returned Draft
$20.00 per item
Stop Payment Fee
(checks & drafts)
$20.00 per item
Online Bill Payment Insufficient Funds Fee $ 20.00 per item
Online Bill Payment Stop Payment Fee $ 25.00 per item
Replace Lost or Damaged Debit Card $3.00 per occurrence
Foreign ATM Fee $1.00 per transaction at non CO-OP Network terminals.
Check Printing Varies by check design
Temporary Checks
(12 are free at time account is opened)
$2.00 per page; each page contains 4 checks
Statement copies $ 2.00 per statement (recent statements are available free in online banking)
Photocopy Retrieval of
Cancelled Checks
$2.00 per item in excess of 2 per month
Restart Checking Account $5.00 per month
Accounting Services
Domestic Wire Fee $10.00 (any amount, anywhere in U.S.)
International Wire Fee $30.00 (any amount, outside of U.S.)
Western Union Wire Fee $15.00 each
Account Assistance
(Research and Balancing)
$15.00 per hour
Abused Account Fee $25.00 per account
Lien/Levy/Garnishment $25.00 per item
Special Services
Notary Service FREE to members
Travelers Checks FREE to members
Money Orders $ 1.00 each
Cashier's Check $ 1.00 each
Credit Union Check written to third party $ 1.00 each
Check by Phone $ 5.00 each
Miscellaneous Fees
Account closed within
90 days of opening
$15.00 per occurrence
Incorrect Address $ 7.50 per quarter
Photocopy $ 1.00 per page
Fax $ 3.00 for first page/ $1.00 for extra pages
Loan Accounts
Late Payment Fee, Home Equity Loans After 15 days late, 1% of overdue principal & interest
Late Payment Fee, Home Improvement Loans After 15 days late, 1% of overdue principal & interest
Late Payment Fee, All Other Loans After 15 days late, 20% of the interest due with minimum of $5.00 and a maximum of $17.00
FDIC Equal Housing Lender
P.0. Box 5706, Abilene, Texas  79608