Sign up for Home Branch

Signing up for Home Branch is easy - just input the following:

If this process is unsuccessful, please call 325-677-2274 (or toll free 1-800-677-6770) during the hours of 9 am - 6 pm (Central Time) Monday through Friday. One of our representatives will gladly assist you with a password reset.

If you'd prefer to drop in, a Member Services representative at any of our locations can also reset your password.


Member Services

Member Services

Fee Schedule

effective January 1, 2015

Checking Accounts
Insufficient Funds (NSF)
Returned Check or Returned Draft
$25 per item
Stop Payment Fee
(checks & drafts)
$25 per item
Online Bill Payment Insufficient Funds Fee $25 per item
Online Bill Payment Stop Payment Fee $25 per item
Replace Lost or Damaged Debit Card $3 per occurrence
Foreign ATM Fee $1 per transaction at non CO-OP Network terminals.
Check Printing Varies by check design
Temporary Checks
(12 are free at time account is opened)
$2 per page; each page contains 4 checks
Statement copies $2 per statement (recent statements are available free in online banking)
Photocopy Retrieval of
Cancelled Checks
$2 per item in excess of 2 per month
Restart Checking Account $5 per month
Accounting Services
Domestic Wire Fee $15 (any amount, anywhere in U.S.)
International Wire Fee $40 (any amount, outside of U.S.)
Western Union Wire Fee $20 each
Account Assistance
(Research and Balancing)
$20 per hour
Abused Account Fee $25 per account
Lien/Levy/Garnishment $25 per item
Special Services
Notary Service FREE to members
Travelers Checks FREE to members
Money Orders $1 each
Cashier's Check $1 each
Credit Union Check written to third party $1 each
Check by Phone $5 each
Miscellaneous Fees
Account closed within
90 days of opening
$15 per occurrence
Incorrect Address $10 per quarter
Photocopy $1 per page
Fax $3 for first page/$1 for additional pages
Loan Accounts
Late Payment Fee, Home Equity Loans After 15 days late, 1% of overdue principal & interest
Late Payment Fee, Home Improvement Loans After 15 days late, 1% of overdue principal & interest
Late Payment Fee, All Other Loans After 15 days late, 20% of the interest due with minimum of $5.00 and a maximum of $17.00
FDIC Equal Housing Lender
P.0. Box 5706, Abilene, Texas  79608