Sign up for Home Branch

Signing up for Home Branch is easy - just input the following:

If this process is unsuccessful, please call 325-677-2274 (or toll free 1-800-677-6770) during the hours of 9 am - 6 pm (Central Time) Monday through Friday. One of our representatives will gladly assist you with a password reset.

If you'd prefer to drop in, a Member Services representative at any of our locations can also reset your password.

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Lending Services

Lending Services

Loan Options at Abilene Teachers FCU

We offer a variety of consumer loans. In the vehicle category, you can finance a car, truck, boat, personal watercraft, motorcyle RV, ATV, trailer or an antique auto. Residential loans include home equity, home improvement, first mortgages and loans for unimproved land. We also make personal loans and offer Visa and MasterCard credit cards. Links to each of these loan types can be found in the list at the left side of this page.

Can anyone apply for a loan from ATFCU?

Yes, simply by becoming a member, which is easy! If you live , work, or attend school in Taylor or Callahan counties you are eligible. Check our eligibility guidelines for additional options that may apply to you. Call, stop by or go online to apply for membership.

Can I apply for a auto loan even if I have not yet found the car or truck that I want?

Yes, you can apply ahead of time and get pre-approval. This way you'll know the amount you are qualified to borrow. This information can be very helpful to you in your search for a new or pre-owned vehicle. Our loan calculators will help you figure out what your monthly payments will be.

How old do I need to be to apply for a loan?

Members must be 18 in order to apply for a loan on their own. Members who are 16 or 17 can apply for a loan with a parent or legal guardian as a co-signer.

My credit isn't perfect. Will that affect my interest rate?

Our competitive rates are based on credit worthiness and our Loan Officers work hard to to offer you the best loan package available.  Check out our current rates.

Make Choices to Reduce Your Loan Interest Rate

Effective January 1, 2016, there are several choices you can make to reduce the interest rate on your loan. Full details are available on our Loan Payment Protection page. Multiple discounts can be chosen to best meet your needs.

  • Set up automatic payments from your ATFCU savings or checking account - .10% discount
  • Have a regularly scheduled direct deposit made to any of your ATFCU accounts - .10% discount
  • Purchase credit disability insurance - .20% discount
  • Purchase credit life insurance - .10% discount
  • Purchase GAP coverage for your vehicle loan - .05% discount
  • Purchase mechanical breakdown coverage on your car or light truck - .20% discount

For answers to all your loan questions, please drop by or give us a call at 677-2274 or 800-677-6770.

 
FDIC Equal Housing Lender
P.0. Box 5706, Abilene, Texas  79608