Sign up for Home Branch

Signing up for Home Branch is easy - just input the following:

If this process is unsuccessful, please call 325-677-2274 (or toll free 1-800-677-6770) during the hours of 9 am - 6 pm (Central Time) Monday through Friday. One of our representatives will gladly assist you with a password reset.

If you'd prefer to drop in, a Member Services representative at any of our locations can also reset your password.

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Checking and Savings

Checking & Savings

Everything You Need Checking

Confused by so many different checking account options? Don't be - we have a free checking account that provides everything you need. It's safe, it's convenient and we'll pay you a competitive dividend each month on your funds.

You can open a no-monthly fee checking account with a deposit of $25. Here are a few of the great reasons to open your checking account with Abilene Teachers FCU.

  • No monthly service fee
  • No minimum daily or monthly balance required
  • No per-check or per-transaction fee
  • Instant issue debit card
  • Stay on top of your finances with one (or more!) of our free mobile banking options 
  • Free FinanceWorks budgeting tools
  • Overdraft Transfer and Courtesy Pay available (see below for details)
  • Free online banking
  • Free bill payment within online banking
  • Check images available for viewing online
  • Direct deposit available
  • 24/7 online check ordering
  • Detailed monthly statements

Teens aged 15-17 can open a checking account with a parent or guardian as a joint owner.  A debit card can be issued once the teen reaches his/her 16th birthday.

In compliance with the 2001 Patriot Act, we must verify your identity so please remember to bring your Social Security card and your driver's license with you.  Please give us a call if you if you have any questions about acceptable identification.

Overdraft Transfer automatically shifts money from your savings account to your checking account to cover overdrafts. There is no fee involved for this convenient service.

  • Overdraft Transfer allows you to avoid the $20 insufficient funds fee charged per overdraft.
  • Overdraft Transfer from a loan account is also available. Please contact an Abilene Teachers FCU Loan Officer for more details.
  • Not sure if you signed up? Contact a Member Services representative to determine if the correct paperwork is on file.

Courtesy Pay will protect you from life's unexpected emergencies and the cost, embarrassment and inconvenience of having a check returned. Here's how it works:

  • Should an enrolled member overdraw their checking account for any reason, Abilene Teachers Federal Credit Union will consider, as a discretionary courtesy and not a right or obligation, covering overdrafts up to a $600.00 maximum, which includes the insufficient funds/overdraft fee of $20.00 per item.
  • This program is offered to all checking account holders who are in good standing with the credit union. When your account is eligible, we'll mail you a form asking if you wish to enroll. If you're interested, simply complete the form and return it to us.

An Instant Issue VISA® Debit Card is the convenient way to pay directly from your checking account whether you're shopping around the corner or around the world.

  • It looks like a credit card, but works like cash
  • We can now issue your Visa Debit Card at any of our walk in lobbies. You choose your own PIN and there's no waiting for the card to arrive in the mail.
  • Your card can be used at ATM's to obtain cash.
  • The VISA Debit Card can be used anywhere VISA is accepted.
  • Contact us today to apply. You'll wonder how you ever lived without it!

All debit cards include vigilant fraud monitoring. If a dubious transaction is made on your card, you could receive a text messages or phone call requesting your approval. All messages will clearly identify Abilene Teachers Federal Credit Union and will come from the phone number 877-230-3179. You will not be asked for your account number. To protect your account, please respond appropriately.
 

Your Money is Safe

Your savings at Abilene Teachers FCU are insured to at least $250,000 by the NCUA, (National Credit Union Administration) a U.S. government agency.

FDIC Equal Housing Lender
P.0. Box 5706, Abilene, Texas  79608